FacilPay vs Lumina Wallet
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FacilPay
This app combines a self-custody digital asset wallet with a messaging platform. Users can chat and conduct blockchain transactions within a familiar interface, all while retaining full control of their private keys and assets.
- Self-custody wallet
- Integrated messaging and transactions
- Multi-chain asset management
- Secure private key storage on device
- Built-in dApp browser for Web3 access
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FacilPay is a self-custody wallet with built-in messaging, designed to make interacting with digital assets simple and intuitive. Communicate and initiate blockchain transactions seamlessly within a familiar chat interface — all while maintaining full control of your assets. KEY FEATURES • Self-Custody Wallet You control your private keys. Assets are never held by FacilPay. • Messaging + Transactions Initiate blockchain transactions directly within conversations. • Multi-Chain Support Access and manage assets across multiple blockchain networks. • Secure & Private Private keys remain on your device. Transactions are signed by the user. • Web3 Access Explore decentralized applications through the built-in dApp browser. SECURITY & CONTROL FacilPay is a non-custodial application. We do not process, hold, or control user funds. All transactions are initiated and signed directly by the user. THIRD-PARTY SERVICES Certain features, including fiat on/off-ramp services, are provided by third-party partners and may vary by region.
Lumina Wallet
A secure, non-custodial crypto wallet for managing digital assets across multiple blockchains. It offers features like real-time security scanning, instant token swaps, and direct crypto purchases, putting users in full control of their funds.
- Non-custodial multi-chain crypto wallet
- Real-time smart contract scanner
- Biometric authentication and PIN protection
- Instant token and cross-chain swaps
- Real-time portfolio tracking
- Connect to dApps via WalletConnect
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Lumina Wallet — Your Crypto. Your Control. Lumina Wallet is the most secure non-custodial multi-chain crypto wallet, built for everyone — from beginners to DeFi power users. Your keys, your crypto. Lumina never holds your funds or private keys. You are always 100% in control of your assets. SECURITY FIRST Real-time smart contract scanner — detects dangerous unlimited approvals, malicious contracts and permit traps before you sign Every transaction is analyzed and explained in plain language before confirmation Biometric authentication, PIN protection and encrypted storage SWAP & CROSS-CHAIN Swap tokens instantly across all supported networks Cross-chain swap — exchange assets between different blockchains in a few taps Best rates aggregated from top DEX protocols MULTI-CHAIN SUPPORT Ethereum, BNB Chain, Polygon, Avalanche, Bitcoin, Solana, Cosmos and more — all in one place. PORTFOLIO & TRACKING Real-time portfolio tracking with live prices Full transaction history across all chains Buy crypto directly with MoonPay and Transak WEB3 READY WalletConnect — connect to any dApp securely (Uniswap, OpenSea, Aave and more) Multi-language: English, French, Spanish, German, Italian, Portuguese, Arabic, Chinese, Japanese, Korean, Russian, Turkish Lumina Wallet is a self-custody software wallet. It does not provide financial services, custody services, or investment advice. Users are solely responsible for their assets and transactions.
Screenshots
Verdict
The clearest difference is ratings volume: Lumina Wallet at 12 against FacilPay's 1. On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 5.0 for FacilPay against 5.0 for Lumina Wallet. That said, the two scores are not equally well evidenced: Lumina Wallet has 12 ratings behind it against 1, so its average is the more settled of the two.
| Parameter | FacilPay | Lumina Wallet |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) | 5.0 (12 ratings) |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | 1 | 12 — better |
| Update frequency | — | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 133 MB | 47 MB |
| Age rating | 17+ | 17+ |
| Developer | FACILPAY LLC | HEDONISME |
Customer experience
FacilPay
Lumina Wallet
In-app purchases
FacilPay
No in-app purchases
Lumina Wallet
No in-app purchases









