Comparison

XedlaPay vs MailPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

XedlaPay

This platform provides secure and efficient payment solutions, including an escrow system for buyer-seller trust and live chat for communication. It offers virtual USD cards for international payments and supports various financial transactions like bill payments and airtime top-ups.

Highlights
  • Escrow payment system
  • Live chat for communication
  • Virtual USD cards
  • Intra and inter-bank transfers
  • Utility bill payments
  • Airtime and data top-ups
Features
Read full description

Xedlapay is a payment platform offering secure and efficient transaction solutions. Its features include an escrow payment system to build trust between buyers and sellers, with a live chat function for seamless communication, virtual USD cards for international online payments , and intra and inter-bank transfers for effortless money movement. Additionally, Xedlapay supports utility bill payments, airtime top-ups, and data purchases, making it a comprehensive tool for managing everyday financial needs. Contact Us: WEBSITE: https://www.xedla.com/ EMAIL: marketing@xedla.com COMPLAINT/FEEDBACK: feedback@xedla.com

About

MailPay

Features
Read full description

MailPay is Nigeria’s first email-powered payment solution, designed to simplify how you send and receive money. It offers a fast, secure, and flexible way to handle your transactions. MailPay offers seamless transfers, secure onboarding, and smooth wallet funding — all in one modern payment experience. Send funds to other users using just their email address. With built-in identity verification and real-time notifications, MailPay combines speed with trust at every step. As part of the Legend product suite, MailPay also integrates effortlessly with connected services, making it the ideal choice for users who value both convenience and security. What you can do with MailPay: Send Money with an Email Transfer funds to MailPay users using just their email address — no account details required. Designed for hassle-free transactions. Support for Traditional Transfers Easily send money to bank accounts or wallets across supported platforms. Secure Identity Verification Get verified quickly through our streamlined KYC process, built to meet compliance standards. Real-Time Transaction Alerts Stay informed with instant notifications for every transaction and activity on your account. Built for Seamless Integration MailPay connects smoothly with other Legend services like LegendMail supporting both personal and operational needs. Wallet View Track all your activity in one place. Get started with MailPay: - Sign up with your LegendMail or email address. - Send or receive money instantly. - Track everything in one, easy dashboard. - MailPay combines convenience, compliance, and control — in one intuitive app.

Screenshots

XedlaPay4 screens
MailPay4 screens

Verdict

The call

XedlaPay and MailPay are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on October 2, 2026 and October 16, 2026 respectively.

ScorecardNo meaningful differences
XedlaPay versus MailPay: the parameters behind the verdict, then further details
ParameterXedlaPayMailPay
PriceFreeFree
Rating5.0 (2 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings2 — better—
Update frequencyEvery 3 weeksEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS14.014.0
Further details — not scored
Size72 MB59 MB
Age rating17+4+
DeveloperXedla PayLegendLite

In-app purchases

None

XedlaPay

No in-app purchases

None

MailPay

No in-app purchases

Questions

Is XedlaPay free?
XedlaPay is free to download, with no in-app purchases.
Is MailPay free?
MailPay is free to download, with no in-app purchases.
Do XedlaPay or MailPay have ads?
Neither XedlaPay nor MailPay shows ads.
Which is updated more often, XedlaPay or MailPay?
XedlaPay ships an update every 3 weeks, and MailPay every 3 weeks. Most recently, XedlaPay was updated on October 2, 2026 and MailPay on October 16, 2026.

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