XedlaPay vs Payinto
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
XedlaPay
This platform provides secure and efficient payment solutions, including an escrow system for buyer-seller trust and live chat for communication. It offers virtual USD cards for international payments and supports various financial transactions like bill payments and airtime top-ups.
- Escrow payment system
- Live chat for communication
- Virtual USD cards
- Intra and inter-bank transfers
- Utility bill payments
- Airtime and data top-ups
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Xedlapay is a payment platform offering secure and efficient transaction solutions. Its features include an escrow payment system to build trust between buyers and sellers, with a live chat function for seamless communication, virtual USD cards for international online payments , and intra and inter-bank transfers for effortless money movement. Additionally, Xedlapay supports utility bill payments, airtime top-ups, and data purchases, making it a comprehensive tool for managing everyday financial needs. Contact Us: WEBSITE: https://www.xedla.com/ EMAIL: marketing@xedla.com COMPLAINT/FEEDBACK: feedback@xedla.com
Payinto
Manage personal and business finances efficiently. Send and receive money, create payment links and invoices, and pay bills. Organize savings groups and track cash flow with smart payment tools.
- Send and receive money
- Create payment links and invoices
- Pay bills (airtime, data, electricity)
- Organize Osusu (rotational savings)
- Track expenses and cash flow
- Manage multiple accounts/profiles
- QR/scan-based payments
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Payinto helps you run business and personal finances from one app. Send money fast, receive payments with links and invoices, pay everyday bills, and stay in control of cash flow. With Payinto, you can: - Send and receive money with ease - Create payment links to collect payments quickly - Generate invoices for customers - Sell event tickets with no extra charges. - Pay essential bills: airtime, mobile data, electricity, and cable TV - Track expenses and monitor your cashflow - Set up scheduled payments - Set up and organise Osusu (rotational group savings) with ease. - Manage multiple accounts/business profiles in one place - Use smart, fast payment tools like QR/scan-based payment flows and voice-assisted actions. Built for speed, clarity, and control, Payinto gives you practical tools to manage money and payment operations daily so you can focus on growth.
Screenshots
Verdict
The clearest difference is update cadence: XedlaPay at every 3 weeks against Payinto's every 2 months. XedlaPay also leads on iOS requirement (14.0 vs 16.4). On price, rating, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 5.0 for XedlaPay against 5.0 for Payinto. Both are backed by a comparable volume of ratings — 2 and 2 respectively.
XedlaPay ships an update every 3 weeks, Payinto every 2 months. The most recent releases landed on October 2, 2026 and October 12, 2026 respectively.
| Parameter | XedlaPay | Payinto |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) | 5.0 (2 ratings) |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 2 | 2 |
| Update frequency | Every 3 weeks — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 14.0 — better | 16.4 |
| Further details — not scored | ||
| Size | 72 MB | 129 MB |
| Age rating | 17+ | 4+ |
| Developer | Xedla Pay | Retenvo Technologies Limited |
Customer experience
XedlaPay
Payinto
In-app purchases
XedlaPay
No in-app purchases
Payinto
No in-app purchases









