Comparison

XedlaPay vs Qreva

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

XedlaPay

This platform provides secure and efficient payment solutions, including an escrow system for buyer-seller trust and live chat for communication. It offers virtual USD cards for international payments and supports various financial transactions like bill payments and airtime top-ups.

Highlights
  • Escrow payment system
  • Live chat for communication
  • Virtual USD cards
  • Intra and inter-bank transfers
  • Utility bill payments
  • Airtime and data top-ups
Features
Read full description

Xedlapay is a payment platform offering secure and efficient transaction solutions. Its features include an escrow payment system to build trust between buyers and sellers, with a live chat function for seamless communication, virtual USD cards for international online payments , and intra and inter-bank transfers for effortless money movement. Additionally, Xedlapay supports utility bill payments, airtime top-ups, and data purchases, making it a comprehensive tool for managing everyday financial needs. Contact Us: WEBSITE: https://www.xedla.com/ EMAIL: marketing@xedla.com COMPLAINT/FEEDBACK: feedback@xedla.com

About

Qreva

Features
Read full description

Qreva is one secure app for moving money, paying bills and running your business. BANKING AND TRANSFERS • Send money to any Nigerian bank account in seconds • See the exact fee before you confirm — no surprises • Save beneficiaries and reuse recent recipients • Share a clear receipt for every transaction BILLS, AIRTIME AND DATA • Airtime and data for all major networks • Electricity tokens for prepaid and postpaid meters • Cable TV subscriptions — DStv, GOtv and Startimes • Your details are checked before you pay, not after ACCEPT PAYMENTS • SoftPOS turns your phone into a payment terminal • Manage physical POS terminals from your profile • Separate views for SoftPOS and physical terminal activity • Request a POS terminal in the app IDENTITY AND KYC • BVN and NIN verification built in • Agents can verify customers and issue KYC slips • Guided liveness check that works in ordinary lighting EARN WITH REFERRALS • Invite friends with a link that survives installation • Track referrals and earnings in one place BUILT FOR SECURITY • Device integrity checks every time the app opens • Transaction PIN and biometric sign-in • Instant alerts the moment money leaves your account Questions? Reach us at https://qreva.app/contact

Screenshots

XedlaPay4 screens
Qreva4 screens

Verdict

The call

The clearest difference is update cadence: XedlaPay at every 3 weeks against Qreva's every 6 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

XedlaPay ships an update every 3 weeks, Qreva every 6 weeks. The most recent releases landed on October 18, 2026 and October 28, 2026 respectively.

Scorecard1 real difference · 9 level
XedlaPay versus Qreva: the parameters behind the verdict, then further details
ParameterXedlaPayQreva
PriceFreeFree
Rating5.0 (2 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings2 — better—
Update frequencyEvery 3 weeks — betterEvery 6 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS14.0 — better15.6
Further details — not scored
Size72 MB111 MB
Age rating17+4+
DeveloperXedla PayQreva

In-app purchases

None

XedlaPay

No in-app purchases

None

Qreva

No in-app purchases

Questions

Is XedlaPay free?
XedlaPay is free to download, with no in-app purchases.
Is Qreva free?
Qreva is free to download, with no in-app purchases.
Do XedlaPay or Qreva have ads?
Neither XedlaPay nor Qreva shows ads.
Which is updated more often, XedlaPay or Qreva?
XedlaPay ships an update every 3 weeks, and Qreva every 6 weeks. Most recently, XedlaPay was updated on October 18, 2026 and Qreva on October 28, 2026.

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