Spendful vs Spendful

Spendful is a minimalist, privacy-first spend tracker. Log purchases manually to become more mindful of your habits. Then, visualize your data with clean, intuitive charts to spot patterns over time. It’s that simple—no bank connections, no ads, no one peeking at your data. Just clear charts, seamless data entry, custom categories, and data you fully own—secure in your personal iCloud account. Features: • Visual summaries: Understand your spending at a glance with clean, beautiful charts and simple category breakdowns by week, month, quarter, or year. • Spend Groups: Organize expenses into separate collections — personal, business, household, travel (anything!) — each independently synced in iCloud. • Inflation adjustment: Understand real changes in your spending habits by adjusting for inflation, powered by IMF economic data. • Siri Shortcuts: Track purchases hands-free — just say "Hey Siri, track spending." • CSV import & export: Bring your existing data in and take it with you anytime. • iCloud sync: Your data lives exclusively in your iCloud account, synced automatically across all your Apple devices. • Privacy by design: Your data is safe. All data is stored securely in iCloud, belongs entirely to you, and is never collected or shared. • Ad-free: Focus on understanding your spending without distractions—no ads, no clutter. • Sharing: Collaborate with household members or travel companions on shared expenses. Make a spend group for each use case and share them independently (one time in-app purchase required). • Multi-currency: Log expenses in any currency and convert automatically using daily exchange rates across 30+ currencies (one-time in-app purchase required). • Recurring expenses: Track rent, subscriptions, and other repeating costs (one-time in-app purchase required). ~ How much do you spend?  Where does it go?  The more you track, The more you know. ~

Spendful is a calm, simple way to notice your spending without budgets or bank connections. Log your spending as it happens, with support for multiple entries per day, optional categories, and the exact date and time of each purchase. Scan a receipt or share one directly from your camera roll or any other app and Spendful will fill in the details for you. Review gentle weekly and monthly summaries to understand your habits over time. A personal journal lets you capture your own thoughts alongside the numbers. AI-powered insights reflect on your spending in a tone that suits you: calm, playful, or direct. Your Spendful Companion is an AI assistant built into the app. Ask it to log an entry, look up what you spent last week, add a category, set a reminder, or just reflect on a purchase, all through natural conversation. You can also speak to your companion using voice. Spendful is designed for awareness, not judgment. There are no budgets, no goals, and no ads. Features: - Log multiple spending entries per day - Scan receipts or share them from any app to log automatically - Record the date and time of each purchase - Swipe between days, weeks, months, and years - Optional categories for common expenses - See entry counts per category and choose between comfortable and compact views - Star entries to keep important ones easy to find - Personal journal on weekly and monthly summaries - Journal reminders every week and month, tap to open your reflection instantly - AI-powered spending insights with tone options - AI Companion for logging and reflection, with voice support - Year in numbers, a full annual overview of your spending - Weekly and monthly summaries - Offline-first, no account required - No bank connections - Your data stays on your device. New users get a 7-day free trial Terms of Use: https://spendful.io/terms