Spendful vs Fidexa

Spendful is a minimalist, privacy-first spend tracker. Log purchases manually to become more mindful of your habits. Then, visualize your data with clean, intuitive charts to spot patterns over time. It’s that simple—no bank connections, no ads, no one peeking at your data. Just clear charts, seamless data entry, custom categories, and data you fully own—secure in your personal iCloud account. Features: • Visual summaries: Understand your spending at a glance with clean, beautiful charts and simple category breakdowns by week, month, quarter, or year. • Spend Groups: Organize expenses into separate collections — personal, business, household, travel (anything!) — each independently synced in iCloud. • Inflation adjustment: Understand real changes in your spending habits by adjusting for inflation, powered by IMF economic data. • Siri Shortcuts: Track purchases hands-free — just say "Hey Siri, track spending." • CSV import & export: Bring your existing data in and take it with you anytime. • iCloud sync: Your data lives exclusively in your iCloud account, synced automatically across all your Apple devices. • Privacy by design: Your data is safe. All data is stored securely in iCloud, belongs entirely to you, and is never collected or shared. • Ad-free: Focus on understanding your spending without distractions—no ads, no clutter. • Sharing: Collaborate with household members or travel companions on shared expenses. Make a spend group for each use case and share them independently (one time in-app purchase required). • Multi-currency: Log expenses in any currency and convert automatically using daily exchange rates across 30+ currencies (one-time in-app purchase required). • Recurring expenses: Track rent, subscriptions, and other repeating costs (one-time in-app purchase required). ~ How much do you spend?  Where does it go?  The more you track, The more you know. ~

Fidexa keeps the books for freelancers and small businesses: bank transactions, receipts, mileage, invoices and in-person payments in one app. KEY FEATURES Fidexa AI Ask about your money in plain words: "How did I do this month?", "Where is my money going?", "Am I ready for my CPA?". Fidexa AI answers from your own books with clear cards and charts. It can also suggest fixes, like categorizing transactions waiting for review, adding a note or setting a trip's purpose, and nothing changes until you confirm. Undo is one tap away. Fidexa Pay (US) Take card payments in person with Tap to Pay on iPhone, no extra hardware. Send invoices your customers pay online by card or bank account. Every payment lands in your books automatically. No Fidexa fee; standard Stripe processing fees apply. Secure Bank Connections Connect your bank accounts through Plaid. Transactions sync automatically and stay up to date, with read-only access. Manage multiple accounts in one place. Automatic Income & Expense Tracking Transactions are categorized as they arrive. Review new ones one by one or in groups, mark transfers between your own accounts, and keep business and personal spending apart. Financial Analytics Dashboard Clear, interactive charts: • Cash Flow — income and expenses over time • Spending Trends — how your expenses change • Free Cash Flow — cash left after expenses • Expense Breakdown — where money goes • Income Sources — where revenue comes from • Cash Runway — how long current funds may last • Recurring Transactions — subscriptions and repeat bills, with a heads-up before they charge Receipt Scanner Snap a receipt. Fidexa reads the merchant, amount and date and files it for you. Mileage Tracking Trips are recorded automatically while you drive, or add them by hand. Give each trip a purpose and vehicle, and see your mileage log in one place. Reports for Your Accountant Export your year grouped the way your accountant needs it, by IRS Schedule C lines in the US and T2125 lines in Canada, plus CSV summaries by category or date range. Digital Business Card & Networking Design your own digital business card and share it by QR code or Apple Wallet. Connect with other professionals inside the app. Review QR Card Create a QR card that sends customers to your review page, in several designs. Multi-Business Support Run several businesses from one account, each with its own transactions, analytics and settings. Privacy & Security Your data is encrypted in transit and at rest. Bank connections go through Plaid and are read-only. Optional Face ID or Touch ID protects the app. In 20 Languages English, Español, Français, Deutsch, Italiano, Português, Polski, Русский, Українська, Türkçe, العربية, हिन्दी, Bahasa Indonesia, Filipino, 日本語, 한국어, ไทย, 简体中文, 繁體中文 and Tiếng Việt. FREE AND PREMIUM Receipt scanning, mileage tracking, your digital card, reports and Fidexa AI are free. Fidexa Premium adds automatic bank sync (with a free trial) and Fidexa Pay. Subscriptions renew automatically unless canceled at least 24 hours before the end of the period; manage them in your Apple ID settings. Tap to Pay on iPhone requires a compatible iPhone and is available for businesses in the US. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.fidexa.tech/privacy-policy