Comparison

Spending Tracker vs Budgets

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spending Tracker

Effortlessly manage your money by tracking expenses, income, and budgets. Gain insights into spending habits with detailed reports and customizable categories. Automate recurring transactions for seamless financial organization.

Highlights
  • Intuitive financial dashboard
  • Expense and income logging
  • Monthly budget management
  • Recurring transaction automation
  • Customizable spending reports
  • Personalized category management
Features
Read full description

Take control of your finances with Expense Tracker, the easiest way to track your expenses, manage your income, and stick to your budget. Whether you’re planning your monthly budget or tracking daily spending, Expense Tracker is your perfect tool for effortless financial management. Key Features: - Intuitive Dashboard: Get a clear overview of your financial health. See your income, expenses, and net balance at a glance. - Expense and Income Tracking: Log your expenses and income in seconds. Categorize your transactions to understand where your money goes. - Budget Management: Set monthly budgets for each category and monitor your spending with real-time progress bars. Stay on top of your goals and avoid overspending. - Recurring Transactions: Automate your monthly subscriptions, rent, or salary with recurring transactions to stay organized effortlessly. - Detailed Reports: Analyze your spending habits with customizable reports. Filter by category, sub-category, transaction type, or time range (monthly, quarterly, yearly, or custom). - Fully Customizable: Add or remove categories to tailor the app to your needs. Edit budgets directly from the settings. Why Choose Expense Tracker? - Easy to Use: A clean and simple interface designed for speed and efficiency. - Powerful Insights: Gain meaningful insights into your spending patterns. - Privacy First: Your financial data is secure and private. - Always Improving: Regular updates with new features based on your feedback. Download Expense Tracker today and master your finances! Payments and Renewal: Payment will be charged to iTunes Account at confirmation of purchase. Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. Account will be charged for renewal within 24-hours prior to the end of the current period. You can manage or turn off auto-renew in your Account settings at any time after purchase No cancellation of the current subscription is allowed during the active period. Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy policy: https://martinmitrevski.com/bill-organizer-privacy-policy/

About

Budgets

Features
Read full description

Budgets is the budget tracker you actually want to use. Most budgeting apps are cluttered, glitchy, confusing, and inflexible. Budgets is different: clean, modern, and designed to get out of your way so you can focus on what matters. Not every budget is monthly. Create budgets for anything — a vacation, weekly groceries, a one-off home renovation — and Budgets breaks them down so you can see how much is left today to stay on pace. Gone over in one area? Spread Remaining redistributes what's left over the remaining days, weeks or months — so your daily number reflects where you actually are, not where you planned to be. Features: — Create completely custom budgets for any goal or timeframe — See how much is left today — not just a running total — Track spending simply and beautifully, #tag an expense to see a budget-level breakdown — Beautiful home screen widgets to see your budget at a glance and add expenses in a tap — Log expenses with Siri without even opening the app — Clean, modern design unlike anything else in the Finance category — Spread Remaining to correct your course when life doesn't go to plan Free to get started. Unlock unlimited budgets with a one-time purchase. Disclaimer: Budgets provides basic calculations based on the data and rules you enter, and does not guarantee accuracy. It is not financial advice. Always independently verify totals before making financial decisions.

Screenshots

Spending Tracker4 screens
Budgets4 screens

Verdict

The call

The clearest difference is iOS requirement: Spending Tracker at 17.0 against Budgets's 26.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Spending Tracker sells 3 in-app purchases, starting at $1.99 per month and Budgets sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Spending Tracker ships an update every 3 weeks, Budgets fortnightly. The most recent releases landed on October 4, 2026 and October 8, 2026 respectively.

Scorecard1 real difference · 8 level
Spending Tracker versus Budgets: the parameters behind the verdict, then further details
ParameterSpending TrackerBudgets
PriceFreeFree
Rating5.0 (3 ratings) — better—
Number of ratings3 — better—
Update frequencyEvery 3 weeksFortnightly — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPadiPhone, iPad, Apple Watch — better
Requires iOS17.0 — better26.0
Further details — not scored
Size16 MB6 MB
Age rating4+4+
DeveloperMartin MitrevskiMichael van de Kerkhof

In-app purchases

3 purchases

Spending Tracker

Subscriptions3
  • Monthly Subscription$1.991 Month
  • 6 Months Access$9.996 Months
  • Yearly Access$14.991 Year
1 purchases

Budgets

One-time1
  • Unlimited Budgets$2.99

Questions

Is Spending Tracker free?
Spending Tracker is free to download, with in-app purchases available.
Is Budgets free?
Budgets is free to download, with in-app purchases available.
Do Spending Tracker or Budgets have ads?
Neither Spending Tracker nor Budgets shows ads.
Which is updated more often, Spending Tracker or Budgets?
Spending Tracker ships an update every 3 weeks, and Budgets fortnightly. Most recently, Spending Tracker was updated on October 4, 2026 and Budgets on October 8, 2026.

Other comparisons