Comparison

LoanIt Now ! vs Cashence

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

LoanIt Now !

Easily track shared debts and credits with friends. Create loans, split expenses automatically, and log transactions to keep balances updated. Get smart reminders for repayments and view your financial overview in one place.

Highlights
  • Create loans with amount, currency, and date
  • Auto-split expenses across friends
  • Track individual and group balances
  • Log transactions with automatic updates
  • Customizable repayment reminders
  • View net, receivables, and payables
Features
Read full description

Shared loans, zero guesswork—track debt & credit with friends. Create loans with amount, currency, and date in seconds. Quick Split: add one expense and auto-split it across friends. Add real or virtual participants and see everyone’s balance. Log transactions; balances update automatically. Smart, customizable reminders to nudge repayments (Pro). View your net, receivables, and payables in one simple screen. Compare participant balances to avoid payback confusion. Settle up with a clear plan that minimizes transfers.

About

Cashence

Features
Read full description

Cashence is the smarter, cleaner way to track your money. No bank logins. No ads. No complicated dashboards. Just a beautifully simple budgeting app designed for clarity, privacy, and control. Key Features: Fast & Frictionless Tracking Instantly log income and expenses with custom categories. Automatic Monthly Reports See your total income, expenses, and balance at a glance — all in one place. Fully Offline. Fully Private. Your data stays on your device. No cloud syncing. No bank connection required. Light & Dark Mode Support Designed to look beautiful in any lighting. One-Tap Reset & Easy Editing Quickly update or clear your monthly budget with intuitive controls.

Screenshots

LoanIt Now !4 screens
Cashence4 screens

Verdict

The call

The clearest difference is in-app purchases: Cashence at none against LoanIt Now !'s 2. LoanIt Now !'s advantage is iOS requirement (16.0 vs 18.4). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. LoanIt Now ! sells 2 in-app purchases, starting at $1.99 per month. Cashence asks for nothing beyond the download.

Scorecard2 real differences · 7 level
LoanIt Now ! versus Cashence: the parameters behind the verdict, then further details
ParameterLoanIt Now !Cashence
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyEvery 5 weeks—
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemium—
DevicesiPhone, iPad — betteriPhone
Requires iOS16.0 — better18.4
Further details — not scored
Size43 MB4 MB
Age rating4+4+
Developersaud alhafithKirtan Nayee

In-app purchases

2 purchases

LoanIt Now !

Subscriptions2
  • LoanIt Pro (Monthly)$1.991 Month
  • LoanIt Pro (Yearly)$12.991 Year
None

Cashence

No in-app purchases

Questions

Is LoanIt Now ! free?
LoanIt Now ! is free to download, with in-app purchases available.
Is Cashence free?
Cashence is free to download, with no in-app purchases.
Do LoanIt Now ! or Cashence have ads?
Neither LoanIt Now ! nor Cashence shows ads.

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