LoanIt Now ! vs ThxBud
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
LoanIt Now !
Easily track shared debts and credits with friends. Create loans, split expenses automatically, and log transactions to keep balances updated. Get smart reminders for repayments and view your financial overview in one place.
- Create loans with amount, currency, and date
- Auto-split expenses across friends
- Track individual and group balances
- Log transactions with automatic updates
- Customizable repayment reminders
- View net, receivables, and payables
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Shared loans, zero guesswork—track debt & credit with friends. Create loans with amount, currency, and date in seconds. Quick Split: add one expense and auto-split it across friends. Add real or virtual participants and see everyone’s balance. Log transactions; balances update automatically. Smart, customizable reminders to nudge repayments (Pro). View your net, receivables, and payables in one simple screen. Compare participant balances to avoid payback confusion. Settle up with a clear plan that minimizes transfers.
ThxBud
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Ever noticed what you say when settling up with friends? "Thanks, bud!" That's what ThxBud is all about. Split bills with friends — effortlessly. No more awkward money talks, no more mental math, no more "I'll get you back later" that never happens. SNAPSPLIT — SCAN & SPLIT Point your camera at any receipt. AI detects every item. Your buds claim what they ordered. The math does itself. ZERO OUT — ONE TAP, ALL SETTLED Debts piling up in a group? Zero Out calculates the fewest payments needed and settles everyone up in one tap. SPLIT YOUR WAY Split equally, by custom amounts, or by percentage — whatever works for your group. ALWAYS KNOW WHERE YOU STAND Real-time balances with every bud. See exactly who owes what at a glance, and settle up with a tap. TRACK EVERY CENT From dinners to road trips to shared subscriptions — keep a clear record of every expense. No more guessing or forgotten IOUs. HOW IT WORKS 1. Add your buds 2. Snap a receipt or create an expense 3. Claim items or choose how to split 4. Track balances and settle up ThxBud — split smarter, not harder. Terms of Use: https://thxbud.refactory.co.za/terms Privacy Policy: https://thxbud.refactory.co.za/privacy
Screenshots
Verdict
The clearest difference is update cadence: ThxBud at every 10 days against LoanIt Now !'s every 5 weeks. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. LoanIt Now ! sells 2 in-app purchases, starting at $1.99 per month and ThxBud sells 3 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.
LoanIt Now ! ships an update every 5 weeks, ThxBud every 10 days. The most recent releases landed on November 4, 2026 and November 5, 2026 respectively.
| Parameter | LoanIt Now ! | ThxBud |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 5 weeks | Every 10 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | — |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 16.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 43 MB | 7 MB |
| Age rating | 4+ | 4+ |
| Developer | saud alhafith | Refactory Consulting Services Pty Ltd |
In-app purchases
LoanIt Now !
- LoanIt Pro (Monthly)$1.991 Month
- LoanIt Pro (Yearly)$12.991 Year
ThxBud
- Monthly$0.991 Month
- Annual$9.991 Year
- Lifetime Access$19.99
