Comparison

LoanIt Now ! vs Refi Scout

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

LoanIt Now !

Easily track shared debts and credits with friends. Create loans, split expenses automatically, and log transactions to keep balances updated. Get smart reminders for repayments and view your financial overview in one place.

Highlights
  • Create loans with amount, currency, and date
  • Auto-split expenses across friends
  • Track individual and group balances
  • Log transactions with automatic updates
  • Customizable repayment reminders
  • View net, receivables, and payables
Features
Read full description

Shared loans, zero guesswork—track debt & credit with friends. Create loans with amount, currency, and date in seconds. Quick Split: add one expense and auto-split it across friends. Add real or virtual participants and see everyone’s balance. Log transactions; balances update automatically. Smart, customizable reminders to nudge repayments (Pro). View your net, receivables, and payables in one simple screen. Compare participant balances to avoid payback confusion. Settle up with a clear plan that minimizes transfers.

About

Refi Scout

This finance app monitors daily mortgage rates and alerts you when refinancing could save you money. It analyzes your specific loan details against national trends to provide a personalized refinance score and custom alerts.

Highlights
  • Daily mortgage rate monitoring
  • Personalized refinance score
  • Customizable refinance alerts
  • Support for multiple properties
  • 12-month rate history
  • On-device data privacy
Features
Read full description

Refi Scout watches mortgage rates every day and tells you when refinancing could save you money — so you never have to think about it. Most homeowners miss their best chance to refinance. Rates move weekly, but life is busy. Refi Scout makes sure you're always on alert. Add your mortgage once. We monitor national rates from the Federal Reserve daily and alert you when refinancing may make financial sense for your specific loan — based on your rate, your balance, and your break-even timeline. What makes Refi Scout different: • Your Refi Score — a 0-100 rating that shows how beneficial refinancing is right now for your loan • Custom alerts — set your own thresholds for rate drop, monthly savings, and break-even timeline • Multiple properties — track every home you own • Rate history — 12 months of 30-year, 15-year, and ARM rate data • Private by design — all mortgage data stays on your device. Always. How it works: 1. Add your mortgage details in under a minute 2. We watch rates daily using Federal Reserve data 3. You get alerted only when the numbers actually may make sense Refi Scout is not affiliated with any lender and receives no referral fees. We have no incentive to push you toward refinancing — we just tell you when the math works. Subscription required after 7-day free trial. Terms of use: https://refiscout.app/terms Privacy policy: https://refiscout.app/privacy Refi Scout is for informational purposes only and does not constitute financial advice. Always consult a licensed mortgage professional before making refinancing decisions.

Screenshots

LoanIt Now !4 screens
Refi Scout4 screens

Verdict

The call

The clearest difference is ads: LoanIt Now ! at none against Refi Scout's shown. Refi Scout's advantage is update cadence (daily vs every 5 weeks). On price, rating, ratings volume and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. LoanIt Now ! sells 2 in-app purchases, starting at $1.99 per month and Refi Scout sells 3 in-app purchases, starting at $6.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for LoanIt Now ! against 5.0 for Refi Scout. Both are backed by a comparable volume of ratings — 1 and 2 respectively.

UpkeepUpdate frequency

LoanIt Now ! ships an update every 5 weeks, Refi Scout daily. Both last shipped on October 24, 2026.

Scorecard2 real differences · 8 level
LoanIt Now ! versus Refi Scout: the parameters behind the verdict, then further details
ParameterLoanIt Now !Refi Scout
PriceFreeFree
Rating5.0 (1 ratings)5.0 (2 ratings)
Positive reviews—100.0% of reviews
Number of ratings12 — better
Update frequencyEvery 5 weeksDaily — better
AdsNo — betterYes
In-app purchasesYesYes
MonetizationFreemiumFree with in-app purchases
DevicesiPhone, iPad — betteriPhone
Requires iOS16.0 — better17.0
Further details — not scored
Size43 MB1 MB
Age rating4+4+
Developersaud alhafithDappled Company LLC

Customer experience

LoanIt Now !

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Refi Scout

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

2 purchases

LoanIt Now !

Subscriptions2
  • LoanIt Pro (Monthly)$1.991 Month
  • LoanIt Pro (Yearly)$12.991 Year
3 purchases

Refi Scout

Subscriptions2
  • Monthly7 Days trial$6.991 Month
  • Annual7 Days trial$39.991 Year
One-time1
  • Lifetime$99.99

Questions

Is LoanIt Now ! free?
LoanIt Now ! is free to download, with in-app purchases available.
Is Refi Scout free?
Refi Scout is free to download, with in-app purchases available.
Which has better reviews, LoanIt Now ! or Refi Scout?
LoanIt Now ! and Refi Scout are both rated 5.0 out of 5 on the App Store, from 1 and 2 ratings respectively.
Do LoanIt Now ! or Refi Scout have ads?
Refi Scout shows ads; LoanIt Now ! does not.
Which is updated more often, LoanIt Now ! or Refi Scout?
LoanIt Now ! ships an update every 5 weeks, and Refi Scout daily. Most recently, LoanIt Now ! was updated on October 24, 2026 and Refi Scout on October 24, 2026.

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