LoanIt Now ! vs Refi Scout
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
LoanIt Now !
Easily track shared debts and credits with friends. Create loans, split expenses automatically, and log transactions to keep balances updated. Get smart reminders for repayments and view your financial overview in one place.
- Create loans with amount, currency, and date
- Auto-split expenses across friends
- Track individual and group balances
- Log transactions with automatic updates
- Customizable repayment reminders
- View net, receivables, and payables
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Shared loans, zero guesswork—track debt & credit with friends. Create loans with amount, currency, and date in seconds. Quick Split: add one expense and auto-split it across friends. Add real or virtual participants and see everyone’s balance. Log transactions; balances update automatically. Smart, customizable reminders to nudge repayments (Pro). View your net, receivables, and payables in one simple screen. Compare participant balances to avoid payback confusion. Settle up with a clear plan that minimizes transfers.
Refi Scout
This finance app monitors daily mortgage rates and alerts you when refinancing could save you money. It analyzes your specific loan details against national trends to provide a personalized refinance score and custom alerts.
- Daily mortgage rate monitoring
- Personalized refinance score
- Customizable refinance alerts
- Support for multiple properties
- 12-month rate history
- On-device data privacy
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Refi Scout watches mortgage rates every day and tells you when refinancing could save you money — so you never have to think about it. Most homeowners miss their best chance to refinance. Rates move weekly, but life is busy. Refi Scout makes sure you're always on alert. Add your mortgage once. We monitor national rates from the Federal Reserve daily and alert you when refinancing may make financial sense for your specific loan — based on your rate, your balance, and your break-even timeline. What makes Refi Scout different: • Your Refi Score — a 0-100 rating that shows how beneficial refinancing is right now for your loan • Custom alerts — set your own thresholds for rate drop, monthly savings, and break-even timeline • Multiple properties — track every home you own • Rate history — 12 months of 30-year, 15-year, and ARM rate data • Private by design — all mortgage data stays on your device. Always. How it works: 1. Add your mortgage details in under a minute 2. We watch rates daily using Federal Reserve data 3. You get alerted only when the numbers actually may make sense Refi Scout is not affiliated with any lender and receives no referral fees. We have no incentive to push you toward refinancing — we just tell you when the math works. Subscription required after 7-day free trial. Terms of use: https://refiscout.app/terms Privacy policy: https://refiscout.app/privacy Refi Scout is for informational purposes only and does not constitute financial advice. Always consult a licensed mortgage professional before making refinancing decisions.
Screenshots
Verdict
The clearest difference is ads: LoanIt Now ! at none against Refi Scout's shown. Refi Scout's advantage is update cadence (daily vs every 5 weeks). On price, rating, ratings volume and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. LoanIt Now ! sells 2 in-app purchases, starting at $1.99 per month and Refi Scout sells 3 in-app purchases, starting at $6.99 per month. Whichever you choose, the download price is not the number that matters.
On the App Store both sit at effectively the same score — 5.0 for LoanIt Now ! against 5.0 for Refi Scout. Both are backed by a comparable volume of ratings — 1 and 2 respectively.
LoanIt Now ! ships an update every 5 weeks, Refi Scout daily. Both last shipped on October 24, 2026.
| Parameter | LoanIt Now ! | Refi Scout |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) | 5.0 (2 ratings) |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | 1 | 2 — better |
| Update frequency | Every 5 weeks | Daily — better |
| Ads | No — better | Yes |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Free with in-app purchases |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 16.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 43 MB | 1 MB |
| Age rating | 4+ | 4+ |
| Developer | saud alhafith | Dappled Company LLC |
Customer experience
LoanIt Now !
Refi Scout
In-app purchases
LoanIt Now !
- LoanIt Pro (Monthly)$1.991 Month
- LoanIt Pro (Yearly)$12.991 Year
Refi Scout
- Monthly7 Days trial$6.991 Month
- Annual7 Days trial$39.991 Year
- Lifetime$99.99









