财谱 vs Stratica

财谱是一款面向长期资产视角的个人财务管理工具。你不必记录每一笔流水，只需维护账户余额、投资持仓、负债和实物资产，就能随时看清自己的净资产。 主要功能： • 资产总览：集中查看总资产、负债与净资产 • 账户与持仓：管理银行账户、网络账户、投资账户、贷款及更多账户类型 • 实物资产：记录房产、车辆、摄影器材、电子产品等资产 • 长期趋势：用历史快照了解净资产变化 • 资产配置：查看不同资产类别的占比与金额 • 多币种：按默认货币汇总资产，并保留原币种信息 • 灵活排序：长按调整账户、分类和资产顺序 • 桌面小组件：无需打开 App 即可查看关键信息 • iPhone 与 iPad：针对不同屏幕提供自适应布局 • 本地优先与私人 iCloud：更改先保存在设备上，再同步到当前 Apple ID 的私人 iCloud 数据库 财谱不要求额外注册账号，不投放广告，也不使用第三方追踪服务。你的财务数据属于你，并保存在你的设备和私人 iCloud 空间中。 AI 助手和估价功能为可选功能，需要自行配置服务商或访问凭证。聊天消息会发送到你配置的服务商；只有明确选择分享财务概览后才会附加相应数据。核心资产管理无需启用这些功能。 少记流水，多看全局。用财谱建立清晰、可持续的个人资产视图。

Stratica is a visual asset management and portfolio analysis app designed to help you understand your complete financial picture in one place. Track investments, cash, precious metals, property, vehicles, and other real-world assets without forcing everything into a brokerage-only view. MANAGE YOUR ASSETS IN ONE PLACE
Keep securities, cash-like accounts, and physical assets together in a single structured system. Review your asset mix, net worth, and holdings at a glance. UNDERSTAND YOUR PORTFOLIO
Use clear charts to explore allocation, concentration, returns, and risk structure so you can better understand how your portfolio is built. SWITCH BETWEEN ANALYTICAL MODELS
Use the same asset data across multiple analytical models. Compare different perspectives on portfolio structure, allocation, and potential risk without maintaining separate copies of your data. TRACK REAL-WORLD ASSETS
Add gold, silver, property, vehicles, electronics, and other physical assets so your net worth is not limited to brokerage accounts. VISUAL INSIGHTS, NOT SPREADSHEET CLUTTER
Stratica turns complex asset data into readable charts and structured insights, helping you review changes, composition, and model outputs more easily. YOU STAY IN CONTROL
Stratica is built for asset tracking and analysis. It does not place trades or execute transactions on your behalf. Analytical outputs are for informational purposes only and should not be considered financial or investment advice. Stratica is for people who want a clearer, more structured way to understand their assets, portfolio, and long-term allocation.