victoi vs Argor Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
victoi
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victoi is one app for everything money can do — for you, your people, and your future. Move it, grow it, save it together, and stay close to the people who matter. No more juggling separate apps for payments, investing, saving, and chat. Just one secure home for your money, with an AI assistant that actually helps you get things done. — SEND & SPEND, ANYWHERE — • Send and receive money across borders in seconds • Hold several currencies in one wallet and exchange at clear, upfront rates • Pay by QR code and with your virtual or physical card • Top up by card or mobile money, pay bills, and request money from friends in a tap — GROW YOUR MONEY — • Invest in companies from major stock exchanges, right from your phone • Track your portfolio and the assets you follow in real time — SAVE & RAISE, TOGETHER — • Run a Jangi rotating-savings circle with people you trust • Open a Pool to fund a shared goal as a group • Launch a fundraiser for a cause close to your heart • Create events and sell tickets in minutes — CHAT, CALL & SHARE — • Private and group chats with photos, voice notes, and files • Crystal-clear voice and video calls • Send money right inside the conversation — MEET VIKI, YOUR AI — • Ask Viki in plain language to send money, find an answer, or get something done — GO PLACES — • Search and book flights and hotels without ever leaving the app — SECURE BY DESIGN — • Strong encryption, biometric unlock, and PIN protection • Identity verification that protects your account and your community One app. Everything your money can do. Download victoi and move, grow, and share your money the smarter way. Usage of this app is subject to the Terms of Service (EULA) that can be found here: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Argor Pay
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Aplicación operada por CLT S.A. a través de su plataforma de pagos LilaPay, bajo autorización expresa de Argor S.A. En Argor brindamos soluciones financieras de manera eficiente, amigable y sustentable, con un profundo compromiso social con la comunidad.
Screenshots
Verdict
The clearest difference is in-app purchases: Argor Pay at none against victoi's 6. On price, update cadence, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. victoi sells 6 in-app purchases, starting at $9.99 per month. Argor Pay asks for nothing beyond the download.
Both ship on a similar rhythm, roughly every 2 weeks. The most recent releases landed on October 24, 2026 and October 17, 2026 respectively.
| Parameter | victoi | Argor Pay |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 weeks | Every 2 weeks |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.0 | 15.6 — better |
| Further details — not scored | ||
| Size | 478 MB | 47 MB |
| Age rating | 17+ | 4+ |
| Developer | Victoi Inc | CLT S.A. |
In-app purchases
victoi
- victoi Pro7 Days trial$9.991 Month
- victoi Max7 Days trial$19.991 Month
- victoi Credit$24.99
- victoi Credit$49.99
- victoi Credit$99.99
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- victoi Credit$249.99
Argor Pay
No in-app purchases









