Comparison

victoi vs Argor Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

victoi

Features
Read full description

victoi is one app for everything money can do — for you, your people, and your future. Move it, grow it, save it together, and stay close to the people who matter. No more juggling separate apps for payments, investing, saving, and chat. Just one secure home for your money, with an AI assistant that actually helps you get things done. — SEND & SPEND, ANYWHERE — • Send and receive money across borders in seconds • Hold several currencies in one wallet and exchange at clear, upfront rates • Pay by QR code and with your virtual or physical card • Top up by card or mobile money, pay bills, and request money from friends in a tap — GROW YOUR MONEY — • Invest in companies from major stock exchanges, right from your phone • Track your portfolio and the assets you follow in real time — SAVE & RAISE, TOGETHER — • Run a Jangi rotating-savings circle with people you trust • Open a Pool to fund a shared goal as a group • Launch a fundraiser for a cause close to your heart • Create events and sell tickets in minutes — CHAT, CALL & SHARE — • Private and group chats with photos, voice notes, and files • Crystal-clear voice and video calls • Send money right inside the conversation — MEET VIKI, YOUR AI — • Ask Viki in plain language to send money, find an answer, or get something done — GO PLACES — • Search and book flights and hotels without ever leaving the app — SECURE BY DESIGN — • Strong encryption, biometric unlock, and PIN protection • Identity verification that protects your account and your community One app. Everything your money can do. Download victoi and move, grow, and share your money the smarter way. Usage of this app is subject to the Terms of Service (EULA) that can be found here: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Argor Pay

Features
Read full description

Aplicación operada por CLT S.A. a través de su plataforma de pagos LilaPay, bajo autorización expresa de Argor S.A. En Argor brindamos soluciones financieras de manera eficiente, amigable y sustentable, con un profundo compromiso social con la comunidad.

Screenshots

victoi4 screens
Argor Pay1 screens

Verdict

The call

The clearest difference is in-app purchases: Argor Pay at none against victoi's 6. On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. victoi sells 6 in-app purchases, starting at $9.99 per month. Argor Pay asks for nothing beyond the download.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 weeks. The most recent releases landed on October 24, 2026 and October 17, 2026 respectively.

Scorecard1 real difference · 5 level
victoi versus Argor Pay: the parameters behind the verdict, then further details
ParametervictoiArgor Pay
PriceFreeFree
Update frequencyEvery 2 weeksEvery 2 weeks
AdsNoNo
In-app purchasesYesNo — better
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.015.6 — better
Further details — not scored
Size478 MB47 MB
Age rating17+4+
DeveloperVictoi IncCLT S.A.

In-app purchases

6 purchases

victoi

Subscriptions2
  • victoi Pro7 Days trial$9.991 Month
  • victoi Max7 Days trial$19.991 Month
One-time4
  • victoi Credit$24.99
  • victoi Credit$49.99
  • victoi Credit$99.99
Show 1 more
  • victoi Credit$249.99
None

Argor Pay

No in-app purchases

Questions

Is victoi free?
victoi is free to download, with in-app purchases available.
Is Argor Pay free?
Argor Pay is free to download, with no in-app purchases.
Do victoi or Argor Pay have ads?
Neither victoi nor Argor Pay shows ads.
Which is updated more often, victoi or Argor Pay?
victoi ships an update every 2 weeks, and Argor Pay every 2 weeks. Most recently, victoi was updated on October 24, 2026 and Argor Pay on October 17, 2026.

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