Comparison

Split.rest vs Spendler

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Split.rest

Features
Read full description

Split.rest – Effortless Group Expense Tracking - Pay once and split with the rest of the group. Managing shared expenses shouldn’t be complicated. Whether you're on a group trip, sharing rent with roommates, or splitting dinner with friends, Split.rest makes it easy to track who paid, how much, and who still owes their share. Pay Once, Split the Rest No need to settle every small expense immediately. With Split.rest, one person can pay upfront, and the app will fairly distribute the cost among the rest of the group. Whose Turn to Pay? Let the Roulette Decide Forget awkward conversations about who should cover the next expense. Use the built-in roulette to find out whose turn it is to payβ€”keeping things fair and fun! Make Adjustments Anytime Need to fix a mistake? No problem. Every expense entry can be updated individually, and the edit history ensures full transparency, so everyone stays on the same page. Track Expenses, Stay Organized Add, edit, or remove expenses with ease. See a clear breakdown of who owes what. View past payments and keep a record of all transactions. No more confusing group chats, forgotten debts, or messy spreadsheets. Split.rest keeps everything fair and simpleβ€”so you can focus on enjoying the moment.

About

Spendler

Features
Read full description

Track every dollar β€” without linking your bank. Spendler is the expense tracker for people who want to actually understand their money, not just watch it disappear. Log spending in seconds. See where it really goes. Build the habits that make budgets stick. No bank login. No data harvesting. No financial accounts to connect. Your money, in your hands. β€” LOG SPENDING IN SECONDS β€” Add an expense in three taps: amount, category, done. Attach a photo of the receipt by scanning it with your camera. Track cash, credit cards, debit, and digital wallets β€” all in one place. Bookmark important transactions to find them later. β€” BUDGETS THAT ACTUALLY WORK β€” Set a monthly spending limit and category-level budgets. Watch your real spending tick against your plan in real time. Compare month-over-month and finally see the patterns hiding in your habits. β€” NEVER MISS A SUBSCRIPTION β€” Add every recurring payment β€” Netflix, Spotify, gym, insurance, that random app from 2022. Get notified the day before any subscription renews so nothing slips through. β€” SAVINGS GOALS β€” Build goals for what matters: emergency fund, travel, a new laptop, a first apartment. Track every contribution. Hit the milestone. Start the next one. β€” SMART AUTO-CATEGORIZATION β€” Set keyword rules once and Spendler categorizes transactions automatically as you log them. "Chipotle" β†’ Food. "Uber" β†’ Transport. No more sorting receipts on a Sunday night. β€” REPORTS YOU'LL ACTUALLY READ β€” See spending trends by week, month, or year. Break down by category and drill into sub-categories to find your real money leaks. Spot the patterns. Fix the leaks. β€” ASK PENNY β€” YOUR AI MONEY ASSISTANT β€” Chat with Penny, the built-in AI that actually knows your spending. Ask "how much did I spend on coffee this month?" or "what's my biggest leak?" Get answers, not spreadsheets. β€” PEOPLE & SHARED EXPENSES β€” Track money you've lent, money you owe, Venmo splits with roommates, the dinner you covered last week. Running balance per person. No more awkward texts. β€” OFFLINE-FIRST, PRIVACY-FIRST β€” Log transactions without internet β€” Spendler syncs the moment you're back online. Hide your balance instantly when someone's looking over your shoulder. Sign in with Apple or Google for secure iCloud backup. β€” BUILT FOR REAL LIFE β€” - Daily reminders and weekly spending reports - 25+ currencies with proper locale formatting - Clean, minimal black & white design - Income tracking, not just expenses - Works on iPhone and iPad PERFECT FOR: - Young professionals tracking their first real paycheck - College students managing tight budgets - Freelancers with variable income - Couples splitting shared expenses - Anyone who tried bank-linking budget apps and wanted something simpler, manual, and private Privacy Policy: https://spendler.app/privacy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Split.rest4 screens
Spendler4 screens

Verdict

The call

The clearest difference is in-app purchases: Split.rest at none against Spendler's 2. Spendler's advantage is update cadence (weekly vs fortnightly). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Spendler sells 2 in-app purchases, starting at $4.99 per month. Split.rest asks for nothing beyond the download.

UpkeepUpdate frequency

Split.rest ships an update fortnightly, Spendler weekly. The most recent releases landed on October 7, 2026 and October 2, 2026 respectively.

Scorecard2 real differences Β· 4 level
Split.rest versus Spendler: the parameters behind the verdict, then further details
ParameterSplit.restSpendler
PriceFreeFree
Update frequencyFortnightlyWeekly β€” better
AdsNoNo
In-app purchasesNo β€” betterYes
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.415.1 β€” better
Further details β€” not scored
Size41 MB46 MB
Age rating4+4+
DeveloperJakub PiaseckiHarsh Rawat

In-app purchases

None

Split.rest

No in-app purchases

2 purchases

Spendler

Subscriptions2
  • Spendler Monthly$4.991 Month
  • Spendler Yearly$39.991 Year

Questions

Is Split.rest free?
Split.rest is free to download, with no in-app purchases.
Is Spendler free?
Spendler is free to download, with in-app purchases available.
Do Split.rest or Spendler have ads?
Neither Split.rest nor Spendler shows ads.
Which is updated more often, Split.rest or Spendler?
Split.rest ships an update fortnightly, and Spendler weekly. Most recently, Split.rest was updated on October 7, 2026 and Spendler on October 2, 2026.

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