ItnaCard vs KaviPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ItnaCard
Read full descriptionHide full description
ItnaCard – Secure Global Payments with Virtual Credit Cards ItnaCard is the ultimate app for secure and seamless online payments. Easily convert your local currency into USD virtual credit cards and enjoy global shopping, subscriptions, and transactions without worry. Designed for safety, flexibility, and convenience, ItnaCard empowers your payments like never before. Why Choose ItnaCard? • Local to USD Conversion: Effortlessly turn your local currency into USD virtual credit cards. • Secure Transactions: Protect your primary card by using disposable virtual cards. • Global Accessibility: Shop and pay worldwide with ease. • Instant Card Creation: Generate virtual cards in seconds for immediate use. • Track and Manage: Monitor your spending and manage cards directly in the app. Key Benefits: • Perfect for online shopping and subscriptions. • Enhanced security against fraud and unauthorized use. • User-friendly interface for quick and easy card setup. • Freedom to shop internationally with local money. Take control of your payments with ItnaCard. Secure, flexible, and built for the modern world. Download now and experience the freedom of global spending!
KaviPay
Manage your finances with virtual and physical cards, fund accounts with crypto or Naira, and pay bills instantly. Securely track spending and enjoy global payment capabilities.
- Virtual VISA, Mastercard, Verve, Afrigo cards
- Physical Verve and Afrigo cards
- Fund with cryptocurrency or Naira
- Instant bill payments (electricity, airtime, data)
- Biometric and two-factor authentication
- Spending analytics and reports
Read full descriptionHide full description
Spend Anywhere. Fund with Crypto or Naira. Pay Bills Instantly. KaviPay makes managing your money simple and secure. Get instant access to virtual VISA, Mastercard, Verve and Afrigo cards, or order physical Verve and Afrigo cards delivered to your door. VIRTUAL CARDS — INSTANT & GLOBAL • Instant VISA, Mastercard, Verve, and Afrigo virtual cards • Use for online shopping, subscriptions, and digital payments worldwide • Add to Apple Pay for contactless payments • Create multiple cards for different spending needs PHYSICAL CARDS — LOCALLY ACCEPTED • Verve and Afrigo physical cards for Nigerian merchants • Use at ATMs, POS terminals, and online • Delivered securely to your registered address FLEXIBLE FUNDING • Fund with cryptocurrency (USDC, USDT, SOL, ETH, BNB, POL) • Fund with Nigerian Naira via bank transfer • Transparent exchange rates with no hidden fees PAY BILLS EFFORTLESSLY • Electricity for all major DISCOs • Mobile airtime for MTN, Glo, Airtel, 9mobile • Data bundles, DStv, GOtv, Startimes, and more SECURITY YOU CAN TRUST • Biometric authentication (fingerprint & Face ID) • Two-factor authentication for all transactions • Freeze/unfreeze cards and set spending limits • PCI DSS compliant through licensed partners SPENDING ANALYTICS • Real-time transaction tracking • Categorized spending analytics and monthly reports KaviPay operates in partnership with licensed financial institutions including Safe Haven Microfinance Bank (CBN Licensed) and PCI DSS compliant card service providers. Users must be 18+. Valid ID required for verification. Fees disclosed before confirmation. Support: support@kavipay.io
Screenshots
Verdict
The clearest difference is update cadence: ItnaCard at every 2 days against KaviPay's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
ItnaCard ships an update every 2 days, KaviPay every 2 months. The most recent releases landed on October 25, 2026 and October 17, 2026 respectively.
| Parameter | ItnaCard | KaviPay |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | — | 1 — better |
| Update frequency | Every 2 days — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 14.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 36 MB | 39 MB |
| Age rating | 17+ | 4+ |
| Developer | Itna Global Ltd | Kavipay Limited |
In-app purchases
ItnaCard
No in-app purchases
KaviPay
No in-app purchases








