Optiverse E vs TripaCash
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Optiverse E
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A secure, easy-to-use mobile token generator app for multi-factor authentication (MFA). Safeguard your online accounts with time-based one-time passwords (TOTP)
TripaCash
This platform offers a comprehensive digital banking and payment solution designed for Africans globally. It allows users to manage multiple currencies, access virtual accounts, send and receive funds internationally, and make payments with physical or virtual cards. Additionally, it supports bill payments, airtime top-ups, investments, and business fund management.
- Multi-currency wallets
- Virtual account numbers
- International fund transfers
- Currency exchange
- Physical and virtual cards
- Bill payments and airtime top-up
- Investment opportunities
- Business account management
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Tripacash is an all-in-one digital banking and payments platform built for Africans at home and in the diaspora. With Tripacash, users can: Open multi-currency wallets (NGN, USD, GBP, EUR, CAD, etc.) Instantly get local NUBAN accounts and virtual foreign account numbers Transfer and receive funds locally or internationally Exchange between currencies with competitive rates Use physical and virtual cards for online and in-store payments Pay bills, buy airtime, top up eSIM data, and trade gift cards Invest and receive monthly ROI payouts Manage business funds with salary, contract, profit, and spending accounts Access POS devices and agent services for businesses and merchants Tripacash aims to bridge the financial gap for Africans by making banking truly borderless, simple, and secure — whether you live in Lagos, London, Toronto, or anywhere else in the world.
Screenshots
Verdict
The clearest difference is ads: Optiverse E at none against TripaCash's shown. TripaCash's advantage is update cadence (every 6 days vs monthly). On price, in-app purchases, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Optiverse E ships an update monthly, TripaCash every 6 days. The most recent releases landed on September 17, 2026 and September 6, 2026 respectively.
| Parameter | Optiverse E | TripaCash |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Number of ratings | — | 1 — better |
| Update frequency | Monthly | Every 6 days — better |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | — | Ad-supported |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 14.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 17 MB | 32 MB |
| Age rating | 4+ | 4+ |
| Developer | Optimus Bank Limited | TRIPPICKER LTD |
In-app purchases
Optiverse E
No in-app purchases
TripaCash
No in-app purchases
