Comma vs Quiet Budget

Comma: The Networth Network Not your mothers finance app. Discover Your Net Worth, Reimagined. Comma consolidates all your assets—bank accounts, stocks, real estate, automobiles, watches, Venmo balances, and more—into one sleek, unified screen. Say goodbye to juggling multiple apps and spreadsheets—see your net worth at a glance. See How You Stack Up. Ever wondered how your net worth stacks up against others around you? Comma’s anonymous leaderboard reveals how you compare to nearby users without ever sharing personal details. It’s exclusive, exciting, and a little addictive. Discover NYC Through a New Lens. Explore venues around you with a twist—find out the average net worth of the people inside. From chic cafes to vibrant rooftop bars, see the city in a way no app has shown you before. Anonymous & Secure. We take your security and privacy seriously. Comma uses Stripe for account connections, ensuring view-only access with no stored credentials or historical data. Your identity remains confidential at all times. Invite-Only. New York City Exclusive. Comma is launching exclusively in NYC and is invite-only. Share your invite code with friends to expand the network—or wait for your invitation to join the networth network. Download Comma today to see where you stack up.

Budgeting that doesn't shout. Quiet Budget is a calm, manual money tracker, no bank linking, no ads, no notifications nagging you about a $4 coffee. Every transaction goes in by hand, on purpose, so you actually notice where your money's going. The mainstream finance apps want to connect to your bank, parse your accounts, and monetize your data. Quiet Budget does none of that. No bank connections. No ads. No analytics. The app works fully offline with no account at all — your money is your business. WHAT'S INSIDE (FREE) - Manual entry for income, expenses, transfers, and balance adjustments - Multiple accounts — checking, savings, cash, credit cards — all tracked by hand - Category budgets with month-over-month visibility - A "Quiet Money Left" view that tells you what you actually have to spend - Notes on every transaction so you remember why you bought it - Full history with search and filters - CSV export for full data portability - Hide-balances toggle for when you're in public QUIET PLUS (OPTIONAL UPGRADE) - Plan — zero-based budgeting, so every dollar has a job - Save up for big future bills - Savings goals you can actually see progress on - Recurring calendar for payments and subscriptions, so nothing slips through - Trends and deeper insights - Debt payoff tools — watch an extra payment move your debt-free date - Rose theme - Optional account and cloud sync, to keep your budget across devices or share it with a partner Quiet Plus pricing: - Monthly — $2.99 per month - Yearly — $24.99 per year - Lifetime — $69.99, one time Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Payment is charged to your Apple Account at confirmation of purchase. Manage or cancel anytime in your Apple Account settings. Lifetime is a one-time purchase and never renews. PRIVACY, FOR REAL Quiet Budget is local-first. With no account, everything stays on your device — nothing is transmitted, and there is nothing for us to collect. There is no advertising, no tracking and no analytics SDK anywhere in the app, on any tier. Only if you choose to turn on the optional account and sync does any of your data leave your device — encrypted in transit and stored in a private space tied to your account. We never sell it, mine it, or advertise against it. You can export everything, or delete your account and its synced copy, at any time from inside the app. WHO IT'S FOR People who tried YNAB, Mint, Monarch, or Copilot and bounced off the complexity or the bank-linking requirement. People who want to be intentional with money without being surveilled. People who like the friction of writing things down because it makes them think. Built solo in Edmonton, Alberta by Echo House Labs. Privacy Policy: https://echohouselabs.com/privacy Terms of Use: https://echohouselabs.com/terms