Comparison

Monyo vs Habit Tracker with Friends

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Monyo

Effortlessly divide group expenses with AI-powered technology. This app simplifies tracking who owes what for shared costs like dinners or trips, offering flexible splitting methods and reminders.

Highlights
  • AI-powered bill splitting
  • Split by item or percentage
  • Add notes and receipts
  • Set payment reminders
  • User-friendly interface
Read full description

Monyo is the next-gen bill-splitting app for Gen Z and young professionals. Whether it’s dinner, a trip, or casual hangouts, Monyo helps you split group expenses fast and fairly with AI. Friendly interface, easy to use – no more “Who paid?” or “Who owes what?”. Key features: • Lightning-fast AI bill splitting • Split evenly, by item, or percentage • Add notes, attach receipts, get reminders • Smooth experience Term of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Habit Tracker with Friends

Build lasting routines and stay motivated with this habit tracker. Features include daily tracking, photo proof for accountability, social sharing with friends, visual progress reports, and smart reminders. It helps you stay consistent and achieve your goals, one habit at a time.

Highlights
  • Daily habit tracking
  • Photo proof for accountability
  • Social sharing with friends
  • Visual progress tracking (streaks, calendars, stats)
  • Customizable reminders and notifications
  • Unlimited habit creation
Features
Read full description

Build Lasting Habits. Stay Motivated. HabitApp makes it easier than ever to create positive routines and stick with them. Whether it’s exercising, reading, journaling, or learning a new skill — you’ll have the tools to stay consistent and motivated every day. Key Features Daily Habit Tracker – Create and track unlimited habits with a simple, beautiful interface. Photo Proof – Capture a quick photo each time you complete a habit. Visual proof keeps you honest and lets you see your real progress. Share with Friends – Stay accountable by sharing your activity with friends and celebrate achievements together. Visual Progress – View streaks, calendars, and stats to see how far you’ve come. Reminders & Notifications – Never miss a day with smart reminders tailored to your schedule. Why HabitApp? Most habit trackers only check off boxes. HabitApp adds an extra layer of accountability with photo proof and social sharing, making it fun and motivating to keep going. Start small. Stay consistent. Build the life you want—one habit at a time. Download HabitApp Today! Your future self will thank you. Terms of Use: https://codemotminh.notion.site/Term-of-Use-197bcbc68d1080b78b15c1212393feba?pvs=74

Screenshots

Monyo4 screens
Habit Tracker with Friends4 screens

Verdict

The call

The clearest difference is rating: Monyo at 5.0 against Habit Tracker with Friends's 3.0. Monyo also leads on update cadence (weekly vs every 3 weeks) and iOS requirement (13.0 vs 17.6). Habit Tracker with Friends's advantage is ads (none vs shown). On price, ratings volume, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Monyo sells 5 in-app purchases, starting at $2.99 per month and Habit Tracker with Friends sells 3 in-app purchases, starting at $7.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Monyo holds the better App Store score, 5.0 against 3.0. Both are backed by a comparable volume of ratings — 1 and 1 respectively.

UpkeepUpdate frequency

Monyo ships an update weekly, Habit Tracker with Friends every 3 weeks. The most recent releases landed on November 4, 2026 and November 5, 2026 respectively.

Scorecard4 real differences · 6 level
Monyo versus Habit Tracker with Friends: the parameters behind the verdict, then further details
ParameterMonyoHabit Tracker with Friends
PriceFreeFree
Rating5.0 (1 ratings) — better3.0 (1 ratings)
Positive reviews85.7% of reviews—
Number of ratings11
Update frequencyWeekly — betterEvery 3 weeks
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPodiPhone, iPad
Requires iOS13.0 — better17.6
Further details — not scored
Size155 MB15 MB
Age rating4+4+
DeveloperORTHIAN COMPANY LIMITEDLam Le

Customer experience

Monyo

Written reviews7 reviews
Positive85.7%
Neutral14.3%
Negative0.0%

Habit Tracker with Friends

All ratings1 ratings
Positive0.0%
Neutral100.0%
Negative0.0%

In-app purchases

5 purchases

Monyo

Subscriptions2
  • Monyo Plus Monthly$2.991 Month
  • Monyo Plus Yearly – Best Deal$24.991 Year
One-time3
  • 999 YO Points$0.99
  • 1999 YO Points$1.99
  • 2999 YO Points$2.99
3 purchases

Habit Tracker with Friends

Subscriptions2
  • Habit Monthly Premium$7.991 Month
  • Habit Yearly Premium$44.991 Year
One-time1
  • Early bird - Lifetime$39.99

Questions

Is Monyo free?
Monyo is free to download, with in-app purchases available.
Is Habit Tracker with Friends free?
Habit Tracker with Friends is free to download, with in-app purchases available.
Which has better reviews, Monyo or Habit Tracker with Friends?
Monyo is rated higher. Monyo averages 5.0 out of 5 from 1 ratings, while Habit Tracker with Friends averages 3.0 from 1 ratings.
Do Monyo or Habit Tracker with Friends have ads?
Monyo shows ads; Habit Tracker with Friends does not.
Which is updated more often, Monyo or Habit Tracker with Friends?
Monyo ships an update weekly, and Habit Tracker with Friends every 3 weeks. Most recently, Monyo was updated on November 4, 2026 and Habit Tracker with Friends on November 5, 2026.

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