Comparison

Finans vs Vaultric

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Finans

Manage your money effortlessly with this intuitive tool. Track income and expenses, organize bills, and analyze spending habits to achieve your financial goals. Gain insights into your financial history and make smarter decisions.

Highlights
  • Track income and expenses
  • Organize all bills
  • Analyze earnings and spending
  • View financial history
  • Personal budget reports
  • Set financial goals
Features
Read full description

Take control of your finances with Finans! This intuitive app is designed to help you manage your money effortlessly, plan ahead, and achieve your financial goals. Key Features: • Track Income and Expenses: Keep tabs on every dollar you earn and spend. • Gather All Bills in One Place: Simplify your payments by organizing all bills in one app. • Analyze Earnings and Spending: Gain insights into your financial habits. • View Financial History by Period: Review detailed reports over days, weeks, or months. • Stay Informed on All Transactions: Get real-time updates on your finances. • Personal Budget Reports: Understand your spending with detailed, easy-to-read summaries. • Spend Wisely, Grow Your Net Worth: Make smarter financial decisions and watch your wealth grow. • Easily Log Extra Expenses: Add unexpected costs in just a few taps. Premium Features (Requires Subscription): • Plan Your Money Easily: Create a clear roadmap for your finances. • Set Goals and Hit Your Targets: Stay motivated with personalized financial goals. Finans makes financial management simple, effective, and stress-free. Whether you're saving for a dream, paying off debts, or just looking to organize your money better, Finans is your ultimate personal finance assistant. Download Finans: Expense Tracker today and take the first step toward financial freedom! Terms of Use: https://sites.google.com/view/financeapp-terms-conditions

About

Vaultric

This app helps you manage your money by prioritizing essential expenses like loans and bills before allocating the rest. It offers tools for tracking savings goals, investments, and projecting future finances.

Highlights
  • Zero-based budgeting
  • Loan and credit tracking
  • Savings pots and goals
  • Cash runway calculation
  • Net worth dashboard
  • Financial forecasting
  • Automated allocations
Features
Read full description

Every pound you earn already has somewhere to be — rent, loans, food, savings. Vaultric makes that visible before you spend a single penny. Most budgeting apps show you where money went. Vaultric starts with where it has to go. Your loan repayments and credit commitments are deducted from your income first — automatically — so your budget is built on what you actually have left to allocate. No more budgeting with money that isn't really available. ZERO-BASED BUDGETING Give every pound a job. Allocate your remaining income across Pots, savings goals, and discretionary spending until the bar reads zero. You'll know exactly when your finances are balanced. LOAN & CREDIT TRACKER Track all your loans and credit cards in one place. See outstanding balances, monthly payments, and months remaining. Vaultric deducts these automatically from your allocatable income — the only budgeting app that treats debt as a first-class commitment. POTS & SAVINGS GOALS Set up savings pots for anything — emergency fund, holiday, new car. Track progress against targets. Your Safety Net pot is calculated and maintained automatically based on your monthly expenses. CASH RUNWAY See exactly how many months your savings can sustain your lifestyle. Real-time runway tracking based on your actual burn rate — so you always know how much breathing room you have. NET WORTH DASHBOARD Your complete financial picture in one number. Cash, investments, pensions, property — minus loans and credit balances. Updated every time you open the app. PENSION & INVESTMENTS Track your pension contributions and investment portfolio alongside your everyday finances. See how your long-term wealth is growing, not just your monthly spending. FINANCIAL FORECAST Project your finances months into the future. Understand how consistent saving, debt repayment, and spending habits compound over time. AUTOMATIONS Set up standing orders and automated allocations so your money moves itself on payday. Your financial system should run without you having to think about it. MULTI-CURRENCY Manage finances in multiple currencies. Perfect for expats, frequent travellers, and anyone with overseas accounts or income. --- Vaultric is free to download. Vaultric Pro unlocks advanced features including unlimited pots, investment tracking, and financial forecasting. Subscription automatically renews unless cancelled at least 24 hours before the end of the current period. Manage or cancel your subscription in your Apple ID account settings. Vaultric is a personal finance tracking and planning tool. It does not provide regulated financial advice. All projections and forecasts are for illustrative purposes only and should not be relied upon as predictions of future financial performance. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Finans4 screens
Vaultric4 screens

Verdict

The call

The clearest difference is ratings volume: Finans at 4 against Vaultric's 1. Finans also leads on iOS requirement (13.0 vs 16.0). On price, rating, review sentiment and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Finans sells 6 in-app purchases, starting at $1.99 per 7 days and Vaultric sells 2 in-app purchases, starting at $6.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Finans against 5.0 for Vaultric. Both are backed by a comparable volume of ratings — 4 and 1 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

UpkeepUpdate frequency

Finans ships an update every 8 days, Vaultric fortnightly. The most recent releases landed on November 4, 2026 and October 31, 2026 respectively.

Scorecard2 real differences · 8 level
Finans versus Vaultric: the parameters behind the verdict, then further details
ParameterFinansVaultric
PriceFreeFree
Rating5.0 (4 ratings)5.0 (1 ratings)
Positive reviews100.0% of reviews100.0% of reviews
Number of ratings4 — better1
Update frequencyEvery 8 days — betterFortnightly
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFreemium
DevicesiPhone, iPodiPhone, iPad
Requires iOS13.0 — better16.0
Further details — not scored
Size56 MB255 MB
Age rating4+4+
DeveloperIT CAPITAL NETWORK WEBSITES DESIGNING - L.L.C - S.P.CVaultric Ltd

Customer experience

Finans

All ratings6 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Vaultric

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

6 purchases

Finans

Subscriptions6
  • Finans Week Subscription7 Days trial$1.997 Days
  • Finans Week Subscription PRO1 Month trial$1.997 Days
  • Finans Monthly Subscription7 Days trial$4.991 Month
Show 3 more
  • Finans Month Subscription PRO1 Month trial$4.991 Month
  • Finans Year Subscription7 Days trial$49.991 Year
  • Finans Year Subscription PRO1 Month trial$49.991 Year
2 purchases

Vaultric

Subscriptions2
  • Vaultric Pro (Monthly)$6.991 Month
  • Vaultric Pro (Yearly)$59.001 Year

Questions

Is Finans free?
Finans is free to download, with in-app purchases available.
Is Vaultric free?
Vaultric is free to download, with in-app purchases available.
Which has better reviews, Finans or Vaultric?
Finans and Vaultric are both rated 5.0 out of 5 on the App Store, from 4 and 1 ratings respectively.
Do Finans or Vaultric have ads?
Neither Finans nor Vaultric shows ads.
Which is updated more often, Finans or Vaultric?
Finans ships an update every 8 days, and Vaultric fortnightly. Most recently, Finans was updated on November 4, 2026 and Vaultric on October 31, 2026.

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