Comparison

Finans vs Karmash

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Finans

Manage your money effortlessly with this intuitive tool. Track income and expenses, organize bills, and analyze spending habits to achieve your financial goals. Gain insights into your financial history and make smarter decisions.

Highlights
  • Track income and expenses
  • Organize all bills
  • Analyze earnings and spending
  • View financial history
  • Personal budget reports
  • Set financial goals
Features
Read full description

Take control of your finances with Finans! This intuitive app is designed to help you manage your money effortlessly, plan ahead, and achieve your financial goals. Key Features: • Track Income and Expenses: Keep tabs on every dollar you earn and spend. • Gather All Bills in One Place: Simplify your payments by organizing all bills in one app. • Analyze Earnings and Spending: Gain insights into your financial habits. • View Financial History by Period: Review detailed reports over days, weeks, or months. • Stay Informed on All Transactions: Get real-time updates on your finances. • Personal Budget Reports: Understand your spending with detailed, easy-to-read summaries. • Spend Wisely, Grow Your Net Worth: Make smarter financial decisions and watch your wealth grow. • Easily Log Extra Expenses: Add unexpected costs in just a few taps. Premium Features (Requires Subscription): • Plan Your Money Easily: Create a clear roadmap for your finances. • Set Goals and Hit Your Targets: Stay motivated with personalized financial goals. Finans makes financial management simple, effective, and stress-free. Whether you're saving for a dream, paying off debts, or just looking to organize your money better, Finans is your ultimate personal finance assistant. Download Finans: Expense Tracker today and take the first step toward financial freedom! Terms of Use: https://sites.google.com/view/financeapp-terms-conditions

About

Karmash

Features
Read full description

Karmash is a simple, powerful finance tracker that works completely offline. No cloud. No accounts. Just you and your money. SMART EXPENSE TRACKING Add transactions in seconds — manually, by voice, or by snapping a photo of your receipt. Karmash's AI reads the amount, category, and date automatically. SAVINGS GOALS Create goals — for a vacation, a gadget, an emergency fund — and track every deposit. Watching the bar fill up is more motivating than any spreadsheet. RECURRING PAYMENTS Add subscriptions, rent, and loans as recurring entries. Karmash shows what's coming up so there are no surprises at the end of the month. ANALYTICS Clear category charts, month-over-month comparisons, income and expense summaries. When you see where the money goes, you can actually change it. HOME SCREEN WIDGET Add the iOS widget — your balance and goals are always visible without even opening the app. STREAKS Track every day and watch your streak grow. Small habits, big results. 100% PRIVATE All data lives only on your device. We literally cannot see your transactions — they're not on our servers. KARMASH PRO Unlock unlimited categories, advanced analytics, and priority features. Start free. No sign-up. Right now. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://karmash-legal.vercel.app/privacy.html

Screenshots

Finans4 screens
Karmash4 screens

Verdict

The call

The clearest difference is iOS requirement: Finans at 13.0 against Karmash's 17.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Finans sells 7 in-app purchases, starting at $1.99 per 7 days and Karmash sells 3 in-app purchases, starting at $0.99 per 7 days. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Finans ships an update every 8 days, Karmash every 5 days. The most recent releases landed on October 5, 2026 and October 7, 2026 respectively.

Scorecard1 real difference · 9 level
Finans versus Karmash: the parameters behind the verdict, then further details
ParameterFinansKarmash
PriceFreeFree
Rating5.0 (4 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings4 — better—
Update frequencyEvery 8 daysEvery 5 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, iPod — betteriPhone
Requires iOS13.0 — better17.0
Further details — not scored
Size56 MB54 MB
Age rating4+4+
DeveloperIT CAPITAL NETWORK WEBSITES DESIGNING - L.L.C - S.P.CMatvey Kimbar

In-app purchases

7 purchases

Finans

Subscriptions7
  • Finans Week Subscription7 Days trial$1.997 Days
  • Finans Week Subscription PRO1 Month trial$1.997 Days
  • Finans Monthly Subscription7 Days trial$4.991 Month
Show 4 more
  • Finans Month Subscription7 Days trial$4.997 Days
  • Finans Month Subscription PRO1 Month trial$4.991 Month
  • Finans Year Subscription7 Days trial$49.991 Year
  • Finans Year Subscription PRO1 Month trial$49.991 Year
3 purchases

Karmash

Subscriptions3
  • Karmash Pro Weekly$0.997 Days
  • Karmash Pro Monthly$2.991 Month
  • Karmash Pro Yearly3 Days trial$19.991 Year

Questions

Is Finans free?
Finans is free to download, with in-app purchases available.
Is Karmash free?
Karmash is free to download, with in-app purchases available.
Do Finans or Karmash have ads?
Neither Finans nor Karmash shows ads.
Which is updated more often, Finans or Karmash?
Finans ships an update every 8 days, and Karmash every 5 days. Most recently, Finans was updated on October 5, 2026 and Karmash on October 7, 2026.

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