ZapUp vs 99Fi
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ZapUp
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TopUp GiftCard by ZapUp: Recharge & Gift Airtime Instantly! Discover the convenience of ZapUp’s TopUp GiftCard, your go-to solution for quick mobile recharges and gifting airtime to your loved ones. Whether you’re staying connected or spreading joy, ZapUp makes it effortless. Why Choose ZapUp’s TopUp GiftCard? • Instant Airtime: Recharge your mobile in seconds with just a few clicks. • Thoughtful Gifting: Send airtime gift cards to friends and family anywhere, anytime. • Broad Network Coverage: Compatible with all major mobile networks. • Customizable Options: Select from a variety of denominations to fit your needs. • Secure Transactions: Enjoy fast and reliable payment processing through ZapUp. At ZapUp, we prioritize simplicity and efficiency, ensuring you stay connected with ease. Visit ZapUp today and get your TopUp GiftCard for seamless airtime management and gifting!
99Fi
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99fi gives U.S.-based immigrants access to instant credit so they can send money home—even before payday. No more waiting to support your loved ones. With 99fi, you can send now and pay later, securely and stress-free. What 99fi Offers: Send now, pay later: Get access to credit to send money home anytime. No hidden fees: Simple, clear repayment terms. Fast and secure: Your remittance is safe and arrives quickly. Built for immigrants: Designed for people living in the U.S. who want better ways to support family back home. Start sending smarter. Download 99fi and take control of your remittances today.
Screenshots
Verdict
The clearest difference is update cadence: ZapUp at every 2 days against 99Fi's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
ZapUp ships an update every 2 days, 99Fi every 2 months. The most recent releases landed on October 3, 2026 and September 25, 2026 respectively.
| Parameter | ZapUp | 99Fi |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 days — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 12.0 | 12.0 |
| Further details — not scored | ||
| Size | 34 MB | 46 MB |
| Age rating | 4+ | 17+ |
| Developer | Itna Global Ltd | 99Lan Inc |
In-app purchases
ZapUp
No in-app purchases
99Fi
No in-app purchases









