Comparison

ZapUp vs 99Fi

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ZapUp

Features
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TopUp GiftCard by ZapUp: Recharge & Gift Airtime Instantly! Discover the convenience of ZapUp’s TopUp GiftCard, your go-to solution for quick mobile recharges and gifting airtime to your loved ones. Whether you’re staying connected or spreading joy, ZapUp makes it effortless. Why Choose ZapUp’s TopUp GiftCard? • Instant Airtime: Recharge your mobile in seconds with just a few clicks. • Thoughtful Gifting: Send airtime gift cards to friends and family anywhere, anytime. • Broad Network Coverage: Compatible with all major mobile networks. • Customizable Options: Select from a variety of denominations to fit your needs. • Secure Transactions: Enjoy fast and reliable payment processing through ZapUp. At ZapUp, we prioritize simplicity and efficiency, ensuring you stay connected with ease. Visit ZapUp today and get your TopUp GiftCard for seamless airtime management and gifting!

About

99Fi

Features
Read full description

99fi gives U.S.-based immigrants access to instant credit so they can send money home—even before payday. No more waiting to support your loved ones. With 99fi, you can send now and pay later, securely and stress-free. What 99fi Offers: Send now, pay later: Get access to credit to send money home anytime. No hidden fees: Simple, clear repayment terms. Fast and secure: Your remittance is safe and arrives quickly. Built for immigrants: Designed for people living in the U.S. who want better ways to support family back home. Start sending smarter. Download 99fi and take control of your remittances today.

Screenshots

ZapUp4 screens
99Fi4 screens

Verdict

The call

The clearest difference is update cadence: ZapUp at every 2 days against 99Fi's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

ZapUp ships an update every 2 days, 99Fi every 2 months. The most recent releases landed on October 3, 2026 and September 25, 2026 respectively.

Scorecard1 real difference · 5 level
ZapUp versus 99Fi: the parameters behind the verdict, then further details
ParameterZapUp99Fi
PriceFreeFree
Update frequencyEvery 2 days — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS12.012.0
Further details — not scored
Size34 MB46 MB
Age rating4+17+
DeveloperItna Global Ltd99Lan Inc

In-app purchases

None

ZapUp

No in-app purchases

None

99Fi

No in-app purchases

Questions

Is ZapUp free?
ZapUp is free to download, with no in-app purchases.
Is 99Fi free?
99Fi is free to download, with no in-app purchases.
Do ZapUp or 99Fi have ads?
Neither ZapUp nor 99Fi shows ads.
Which is updated more often, ZapUp or 99Fi?
ZapUp ships an update every 2 days, and 99Fi every 2 months. Most recently, ZapUp was updated on October 3, 2026 and 99Fi on September 25, 2026.

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