Comparison

ZapUp vs LoisPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ZapUp

Features
Read full description

TopUp GiftCard by ZapUp: Recharge & Gift Airtime Instantly! Discover the convenience of ZapUp’s TopUp GiftCard, your go-to solution for quick mobile recharges and gifting airtime to your loved ones. Whether you’re staying connected or spreading joy, ZapUp makes it effortless. Why Choose ZapUp’s TopUp GiftCard? • Instant Airtime: Recharge your mobile in seconds with just a few clicks. • Thoughtful Gifting: Send airtime gift cards to friends and family anywhere, anytime. • Broad Network Coverage: Compatible with all major mobile networks. • Customizable Options: Select from a variety of denominations to fit your needs. • Secure Transactions: Enjoy fast and reliable payment processing through ZapUp. At ZapUp, we prioritize simplicity and efficiency, ensuring you stay connected with ease. Visit ZapUp today and get your TopUp GiftCard for seamless airtime management and gifting!

About

LoisPay

Features
Read full description

Welcome to LoisPay, the simple, secure, and fast way to manage your money right from your phone. LoisPay is designed to make your financial life easier, whether you're sending cash to a friend, paying your monthly bills, or topping up your mobile on the go. Experience True Financial Freedom: LoisPay puts you in control of your finances with a clean, intuitive interface and powerful features. Say goodbye to long queues and complicated banking apps. With LoisPay, everything is just a few taps away. KEY FEATURES: SEND & RECEIVE MONEY: Transfer funds to friends and family with just their phone number or username. It’s quick, secure, and completely hassle-free. ADD MONEY WITH EASE: Top up your LoisPay wallet using your bank account, debit card, or other convenient methods. Your funds are available to use in seconds. FLEXIBLE WITHDRAWAL OPTIONS: Need cash? Easily withdraw money from your LoisPay wallet to your linked bank account or at participating agent locations. MOBILE TOP-UP: Running low on mobile credit? Recharge any prepaid mobile number for yourself or your loved ones directly from the app. All major carriers are supported. BILL PAYMENTS: Forget about due dates! Pay all your bills—from utilities and internet to credit cards and more—all in one place. Set up reminders so you never miss a payment again.

Screenshots

ZapUp4 screens
LoisPay3 screens

Verdict

The call

The clearest difference is update cadence: ZapUp at every 2 days against LoisPay's every 4 days. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

ZapUp ships an update every 2 days, LoisPay every 4 days. The most recent releases landed on October 3, 2026 and October 18, 2026 respectively.

Scorecard1 real difference · 5 level
ZapUp versus LoisPay: the parameters behind the verdict, then further details
ParameterZapUpLoisPay
PriceFreeFree
Update frequencyEvery 2 days — betterEvery 4 days
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS12.0 — better13.0
Further details — not scored
Size34 MB34 MB
Age rating4+4+
DeveloperItna Global LtdLOIS GROUP LTD

In-app purchases

None

ZapUp

No in-app purchases

None

LoisPay

No in-app purchases

Questions

Is ZapUp free?
ZapUp is free to download, with no in-app purchases.
Is LoisPay free?
LoisPay is free to download, with no in-app purchases.
Do ZapUp or LoisPay have ads?
Neither ZapUp nor LoisPay shows ads.
Which is updated more often, ZapUp or LoisPay?
ZapUp ships an update every 2 days, and LoisPay every 4 days. Most recently, ZapUp was updated on October 3, 2026 and LoisPay on October 18, 2026.

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