Debt Payoff Accelerator vs Billist

Want to take control of your loan payments and save big? Our loan calculator offers a game-changing feature: inflation accounting. By adding just a little extra to your monthly payment, you can cut down your total interest and shorten your loan term by 2 to 3 times. The best part? The higher the interest rate, the more you’ll benefit from this feature as it helps you manage the compound interest! This tool is perfect for those who struggle with small rate increases and limited income—now everyone, regardless of their debt load, can start thinking about early repayment. And with the results, you can save your calculations as a PDF, share them instantly, or even print them out for easy reference. Plus, our ‘Smart Payment Schedule’ feature makes it even easier by combining extra payments quarterly or semi-annually in the early years. This simplifies the process and shows you exactly how much faster you can reduce your debt!

Billist is the bill tracker for people who just want to know what's due and when — without handing a bank login to yet another app. No accounts. No bank connections. No backend. Every bill and payment you enter lives only on your iPhone. Billist literally can't see your data, because there's nothing to send. WHY BILLIST • Real recurring due dates. "3rd Wednesday of the month" means the 3rd Wednesday — every month, correctly, across time zones. No lazy "+30 days" drift. • Reminders that actually land. A heads-up 3 days before, 1 day before, and on the due date — all scheduled locally on your device. • Variable bills, handled. Electric bill different every month? Leave the amount blank and Billist shows an estimate from your recent payments. • A clean payment log. Mark a bill paid, log the real amount, and Billist advances the next due date for you — building a tidy history with your on-time rate. • Beautiful and distraction-free. Stark, fast, and focused on one job: never missing a due date. PRIVATE BY DESIGN Most "free" finance apps pay for themselves with your data. Billist doesn't. No analytics, no trackers, no ads, no sign-up. Delete the app and the data is gone — it was never anywhere else. FREE TO START Track your first couple of bills free, forever. Upgrade to Billist Pro when you're ready for: • Unlimited bills • Home Screen & Lock Screen widgets — every size, in color • Exclusive theme colors and app icons • Your full payment history BILLIST PRO SUBSCRIPTION Billist Pro is available as: • Weekly — $4.99 with a 3-day free trial • Yearly — $29.99 (best value) Payment is charged to your Apple ID at confirmation of purchase. Your subscription automatically renews unless canceled at least 24 hours before the end of the current period. Manage or cancel anytime in your App Store account settings. Any unused portion of a free trial is forfeited when you purchase a subscription. Terms of Use: https://hs0929.github.io/billist/terms/ Privacy Policy: https://hs0929.github.io/billist/privacy/ Questions? Email egodev.support@gmail.com