Comparison

Paidly vs PayTogether

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Paidly

Features
Read full description

Paidly is your comprehensive solution for tackling student loan debt. Our platform enables employers to offer student loan repayment benefits, enhancing employee recruitment, retention, and financial wellness. Additionally, our "Friends Helping Friends" feature allows individuals to receive contributions from their personal networks, fostering a community-driven approach to debt reduction. Key Features: - Employer Contributions: Facilitate employer-sponsored student loan repayments to boost employee satisfaction and loyalty. - Friends Helping Friends: Empower your friends and family to contribute directly to your student loans, accelerating your journey to financial freedom. - Transparent Transactions: Ensure all contributions are securely processed and directly applied to your loan principal, reducing interest and repayment time. - Easy Setup: Quickly set up your account, share your personalized donation page, and start receiving contributions immediately. Join a supportive community committed to alleviating student debt. With Paidly, make loan repayment a benefit, not a burden. Note: For more information, visit our website at https://meetpaidly.com

About

PayTogether

Effortlessly divide shared costs for trips, household bills, or dining out. Automatically extract items from receipts, calculate fair splits, and simplify settling up with smart transaction suggestions. Organize expenses by occasion and manage recurring payments with ease.

Highlights
  • Receipt scanning with item extraction
  • Flexible splitting options (equal, custom, percentage)
  • Smart settle-up to minimize transactions
  • Group creation for various occasions
  • Recurring expense management
  • Real-time cross-device sync
Features
Read full description

PayTogether makes splitting group expenses simple and fair. Whether you're dining out, sharing a vacation rental, or managing household costs, PayTogether handles the math so you don't have to. SCAN & SPLIT RECEIPTS Take a photo of any receipt and PayTogether extracts every line item automatically. Group members claim what they ordered, and splits are calculated down to the cent, including tax and tip. FLEXIBLE SPLITTING Split expenses equally, by custom amounts, or by percentage. PayTogether handles the rounding so every penny is accounted for. SMART SETTLE-UP See exactly who owes who at a glance. PayTogether minimizes the number of payments needed to settle the group, so everyone pays or gets paid in as few transactions as possible. GROUPS FOR EVERY OCCASION Create groups for trips, roommates, dinners, or recurring shared expenses. RECURRING EXPENSES Save your recurring expenses as favorites which can be created with a single tap - perfect for shared subscriptions, rent, or utilities. KEY FEATURES • Receipt scanning with automatic item extraction • Equal, custom, and percentage-based splits • Smart settle-up with minimal transactions • Guest access via shareable links • Recurring expense tracking • Category organization that grows with your spending • Real-time sync across all devices PayTogether Plus unlocks premium features including receipt scanning and detailed spending statistics. Terms of Use: https://paytogether.io/terms/ Privacy Policy: https://paytogether.io/privacy/

Screenshots

Paidly4 screens
PayTogether4 screens

Verdict

The call

The clearest difference is in-app purchases: Paidly at none against PayTogether's 2. PayTogether's advantage is update cadence (every 4 days vs every 10 days) and device support (3 vs 1). On price, ads and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. PayTogether sells 2 in-app purchases, starting at $2.99 per month. Paidly asks for nothing beyond the download.

UpkeepUpdate frequency

Paidly ships an update every 10 days, PayTogether every 4 days. The most recent releases landed on October 25, 2026 and October 28, 2026 respectively.

Scorecard3 real differences · 6 level
Paidly versus PayTogether: the parameters behind the verdict, then further details
ParameterPaidlyPayTogether
PriceFreeFree
Rating—5.0 (2 ratings) — better
Number of ratings—2 — better
Update frequencyEvery 10 daysEvery 4 days — better
AdsNoNo
In-app purchasesNo — betterYes
Monetization—Freemium
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS16.115.0 — better
Further details — not scored
Size42 MB17 MB
Age rating4+4+
DeveloperPaidlyMajaLabs LLC

In-app purchases

None

Paidly

No in-app purchases

2 purchases

PayTogether

Subscriptions2
  • PayTogether Plus$2.991 Month
  • PayTogether Plus$29.991 Year

Questions

Is Paidly free?
Paidly is free to download, with no in-app purchases.
Is PayTogether free?
PayTogether is free to download, with in-app purchases available.
Do Paidly or PayTogether have ads?
Neither Paidly nor PayTogether shows ads.
Which is updated more often, Paidly or PayTogether?
Paidly ships an update every 10 days, and PayTogether every 4 days. Most recently, Paidly was updated on October 25, 2026 and PayTogether on October 28, 2026.

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