MoneyTool vs WealthSim

MoneyTool is the simplest way to track your finances, grow your wealth, and stay 100% private. Whether you're budgeting smarter, building an emergency fund, or planning retirement — MoneyTool gives you financial clarity in minutes. No sign-up. No ads. No data tracking. Just real control. TRACK EVERYTHING Track your expenses, income, savings, investments, and net worth in one place. Visualize your cash flow with clean, easy charts. BUDGET WITH CONFIDENCE Set monthly budgets, control your spending, and stay on top of your financial goals. No more end-of-month surprises. PLAN YOUR FUTURE Use smart tools to plan ahead: Emergency Fund Calculator – Know how long your money will last Goal Tracker – See exactly when you’ll reach savings targets Retirement Planner – Find your financial freedom date GROW YOUR WEALTH Track stocks, crypto, and investments effortlessly. Your complete portfolio, in your pocket. 100% PRIVATE No logins No cloud No tracking Everything stays on your device. BUILT FOR YOU Custom categories, icons & themes Multi-currency support Simple import & export Works fully offline Start your journey to financial clarity today. Try MoneyTool free — upgrade anytime. No pressure, no data games. Privacy Policy: https://themoneytool.com/privacy-policy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

How much will you have if you invest every month? WealthSim answers in one line, shows how much of it you put in and how much interest adds, and helps you stay on track month after month. The calculator, My plan and saved scenarios are free. CALCULATE • Starting amount, monthly contribution, years and expected return, with sliders or exact figures • Your result first: "In 2046 you'll have…", split into what you contribute and what interest adds • Yearly bars that mark the year interest overtakes your contributions • Fees and inflation, with the result in today's money • Illustrative return assumptions for 5, 10, 20 and 30 years MY PLAN • Turn any projection into a goal with a target amount and date • Log your real balance each month and compare it with the route • If you fall behind, see how much extra per month brings you back • Upcoming milestones and an optional monthly reminder SAVE AND SYNC • Save, search and reopen scenarios • Private iCloud sync across your devices, no account needed WEALTHSIM PRO • 100 futures: your plan replayed 10,000 times with real US market years since 1928, so you see how often you reach your goal and the bad, usual and good outcome • The harvest: how long a monthly withdrawal lasts • Compare up to three projections side by side • PDF report and clean images to share • Home Screen and Lock Screen widgets • Unlimited plans • No ads The free version shows ads. Pro is available as an annual subscription, a monthly subscription or a one-time lifetime purchase. SUBSCRIPTIONS Payment is charged to your Apple Account at confirmation of purchase. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period, and the renewal is charged within the 24 hours before it ends. Manage or cancel your subscription in your Apple Account settings. Any unused portion of a free trial is forfeited when you purchase a subscription. If you bought Remove Ads before, you keep an ad-free app. WealthSim projections and simulations are illustrations for educational purposes, not forecasts. They are not financial, investment, tax or legal advice. Actual returns, fees, inflation and losses may differ. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Additional Terms: https://www.wealthsim.app/terms Privacy Policy: https://www.wealthsim.app/privacy Support: https://www.wealthsim.app/contact