BudgetAI vs Nami
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BudgetAI
Effortlessly track your income and expenses with this AI-powered bookkeeping app. Use voice commands or smart function calls to record transactions and gain instant financial insights through clear charts and practical widgets.
- AI-powered financial tracking
- Voice command transaction recording
- Smart function calls for data entry
- Intuitive design with dark mode
- Clear income and expense charts
- Practical financial widgets
- Taiwan e-Invoice Carrier tool
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BudgetAI | Your Smart Bookkeeping Companion BudgetAI is a user-friendly bookkeeping app powered by cutting-edge AI technology. Built with OpenAI and Realm DB, it simplifies tracking your finances by letting you record and review data effortlessly—whether through smart function calls or a quick voice command. Its sleek, intuitive design comes with dark mode to ease your eyes, while clear, simple charts give you an instant overview of your income and expenses. Plus, it’s packed with practical widgets like a Taiwan e-Invoice Carrier tool, a one-tap bookkeeping shortcut, a lock screen glance, and a control center quick link, making money management both fast and fuss-free. Terms of use: https://zhangzhikai0208.github.io/LedgerLite/terms.html
Nami
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Track spending without thinking about it. Meet the AI spending tracker built for real life. Just take a photo of your receipt and let the app automatically detect totals, date, and category. No manual entry, no friction. Perfect for travellers, professionals, and anyone who wants a smarter way to track money without the mental overhead. Key Features • Smart Receipt Scanning Snap a photo and instantly capture line items, totals, dates, and merchants using AI-powered detection. • Travel Mode Automatically converts foreign currencies into your home currency. • Clear Spending Insights Understand where your money goes with clean summaries and trends. • Fast, Private, and Simple Designed to be lightweight, intuitive, and respectful of your data. Download now and let your spending organize itself. Privacy Policy - https://nami-ai-spending-tracker.netlify.app/privacy Terms of Service - https://nami-ai-spending-tracker.netlify.app/terms
Screenshots
Verdict
The clearest difference is device support: Nami at 3 against BudgetAI's 1. Nami also leads on iOS requirement (15.1 vs 17.0). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. BudgetAI sells 5 in-app purchases, starting at $0.99 per month and Nami sells 1 in-app purchase, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.
Both ship on a similar rhythm, roughly every 3 days. The most recent releases landed on November 4, 2026 and November 9, 2026 respectively.
| Parameter | BudgetAI | Nami |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | — |
| Update frequency | Every 3 days | Every 3 days |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 17.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 42 MB | 37 MB |
| Age rating | 4+ | 4+ |
| Developer | Chih-Kai Chang | GAPV Inc |
In-app purchases
BudgetAI
- A big thanks$0.991 Month
- A big thanks$9.991 Year
- Support the creator$0.99
- Support the creator$3.99
- Say goodbye to AD forever$9.99
Nami
- Nami Monthly Plan$4.991 Month
