Comparison

Lytz vs OnlyFunds

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Lytz

Features
Read full description

Pay Instantly, Ditch the Plastic Why juggle credit cards, fees, and headaches when you can handle life’s biggest (and smallest) expenses with Lytz? From paying rent and buying a car to managing healthcare bills, Lytz gives you the power to make secure, instant payments without relying on credit cards. Say goodbye to plastic and hello to smarter payments! Why Choose Lytz? Here’s the Deal: - Instant Payments: Forget waiting for checks to clear or dealing with card limits—pay for anything big or small, from rent to tuition, in seconds. - Secure QR Payments: Skip the swipes. Scan and pay securely for those big-ticket purchases like cars, medical bills, or home appliances. - Merchant Account Creation: Running a business? Get paid directly without credit card processors or clunky systems slowing you down. - Recurring Transactions: Automate your rent, subscriptions, or utility bills—so predictable, you’ll think we’re psychic. - Pay Anywhere: Online, in-store, or on the go. Whether it’s for groceries or a major life expense, Lytz works wherever our growing reach is available. With Lytz, you’re in control, no fees, no interest, no stress. It’s time to rethink how you pay. Download now and start making smarter moves with your money today!

About

OnlyFunds

Simplify your investment journey with this mobile platform. Register, create your profile, and set up an investment account directly from your phone. Monitor your portfolio with real-time data on holdings, transactions, and balances.

Highlights
  • Easy registration and profile setup
  • Mobile investment account creation
  • Real-time portfolio tracking
  • Transaction history
  • Balance snapshots
  • Expert-managed investments
Features
Read full description

OnlyFunds makes investing easy. All you have to do is register, complete your profile, and get your investment account set up - all from your phone. The experts at OnlyFunds will do the rest for you. Track your portfolio with real-time holdings, transaction history, and balance snapshots. Advisory services provided by OnlyFunds, an SEC-registered investment adviser. Brokerage services are provided to clients of OnlyFunds by Interactive Brokers, an SEC-registered broker-dealer and member of FINRA/SIPC. Investments in securities: Not FDIC Insured • No Bank Guarantee • May Lose Value. Investing in securities involves risks, and there is always the potential of losing money when you invest in securities. Before investing, consider your investment objectives and OnlyFunds' charges and expenses. OnlyFunds' internet-based advisory services are designed to assist clients in achieving discrete financial goals. They are not intended to provide comprehensive tax advice or financial planning with respect to every aspect of a client's financial situation and do not incorporate specific investments that clients hold elsewhere. For more details, see our Form CRS, Form ADV Part 2, and other disclosures. Past performance does not guarantee future results, and the likelihood of investment outcomes are hypothetical in nature. Not an offer, solicitation of an offer, or advice to buy or sell securities in jurisdictions where OnlyFunds is not registered.

Screenshots

Lytz4 screens
OnlyFunds4 screens

Verdict

The call

The clearest difference is update cadence: OnlyFunds at every 4 days against Lytz's every 2 months. OnlyFunds also leads on iOS requirement (15.1 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Lytz ships an update every 2 months, OnlyFunds every 4 days. The most recent releases landed on October 10, 2026 and October 7, 2026 respectively.

Scorecard2 real differences · 7 level
Lytz versus OnlyFunds: the parameters behind the verdict, then further details
ParameterLytzOnlyFunds
PriceFreeFree
Rating—5.0 (2 ratings) — better
Number of ratings—2 — better
Update frequencyEvery 2 monthsEvery 4 days — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS17.015.1 — better
Further details — not scored
Size66 MB34 MB
Age rating4+4+
DeveloperLytzPhillips Capital, LLC

In-app purchases

None

Lytz

No in-app purchases

None

OnlyFunds

No in-app purchases

Questions

Is Lytz free?
Lytz is free to download, with no in-app purchases.
Is OnlyFunds free?
OnlyFunds is free to download, with no in-app purchases.
Do Lytz or OnlyFunds have ads?
Neither Lytz nor OnlyFunds shows ads.
Which is updated more often, Lytz or OnlyFunds?
Lytz ships an update every 2 months, and OnlyFunds every 4 days. Most recently, Lytz was updated on October 10, 2026 and OnlyFunds on October 7, 2026.

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