Quoota vs Loan Access
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Quoota
Access flexible financing options through your employer. Apply for payment installments of up to double your income with terms up to six months, receiving funds directly into your bank account with minimal effort. It's designed for employees of partner companies to achieve their financial goals.
- Employer-sponsored financing
- Up to double income with 0% down
- 6-month payment installments
- Funds deposited directly to bank account
- Apply with just a few clicks
- Funds usable for any purpose
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¡Llegaron las Quootas de Pago a tu empresa! ¡Nos aliamos con tu empresa para brindarte financiamiento en cómodas quootas, permitiéndote hacer o comprar eso que tanto necesitas! Sin dar explicaciones, con sólo unos clics. ¿Cómo puedo usar Quoota? Si tu empresa ya está registrada en Quoota, podrás iniciar sesión en nuestra app con tu correo y contraseña, solicitar tus quootas de pago, y tendrás el dinero disponible en tu cuenta. Si tu empresa no está registrada todavía, llena este formulario y nosotros nos encargamos: https://www.quoota.com/#quiero-quoota Con Quoota vas a poder: • Solicitar hasta el doble de tu ingreso (con 0% de inicial) con quootas de hasta 6 meses. • Recibir los fondos en tu cuenta. Sin papeleos, con tan solo unos clics. • Poder utilizar los fondos para cualquier cosa que necesites. • Sentirte seguro y tranquilo que cuentas con un aliado que te respalda en tus metas. Es super fácil utilizar Quoota: • Sólo necesitas estar empleado en cualquiera de nuestras empresas aliadas. • Ser mayor de 18 años. • Tener una cuenta bancaria nacional.
Loan Access
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Looking for an easy way to review and compare loan offers in Spain? Our app gives you access to a structured catalog of trusted lenders with full details about each loan — including terms, interest rates, and repayment options. Explore a wide range of financial products: personal loans, payday loans, and installment plans — all in one place. Stay informed about current bank promotions and limited-time offers to get the most favorable conditions available. Use the integrated loan calculator to estimate your payments precisely. For example, for a loan of €1,000 over 12 months at a 10% annual interest rate (APR), the monthly payment is calculated using the standard formula for annuity payments: M = P × (r × (1 + r)ⁿ) / ((1 + r)ⁿ − 1) where: P = €1,000 (loan amount) r = 0.10 / 12 (monthly interest rate) n = 12 (number of payments) This gives M ≈ €87.92, with a total repayment of €1,055.04. Please note: we do not issue loans. The application is an independent comparison tool that helps users find and analyze loan offers transparently and responsibly. Download now to make informed financial decisions and choose the best loan for your needs.
Screenshots
Verdict
The clearest difference is update cadence: Quoota at every 3 days against Loan Access's every 3 months. Quoota also leads on iOS requirement (15.0 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Quoota ships an update every 3 days, Loan Access every 3 months. The most recent releases landed on October 13, 2026 and May 18, 2026 respectively.
| Parameter | Quoota | Loan Access |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (13 ratings) — better | — |
| Positive reviews | 33.3% of reviews | — |
| Number of ratings | 13 — better | — |
| Update frequency | Every 3 days — better | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Ad-supported | — |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 15.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 73 MB | 4 MB |
| Age rating | 4+ | 17+ |
| Developer | QUOOTA CAPITAL C.A. | Frieder Winterstein |
In-app purchases
Quoota
No in-app purchases
Loan Access
No in-app purchases
