Answer Book vs LutraTally

Answer Book — your wise companion for life's questions. 【Core Features】 • Ask a simple question, get an instant answer • Clean and minimal interface • Wise, thoughtful, and inspiring responses 【When to Use】 • Seeking perspective for important decisions • Everyday doubts and small dilemmas • Looking for direction in life • Exploring what you truly think and feel 【Why You'll Love It】 • Simple and intuitive to use • Deeply insightful answers • Elegant, refined design • Works fully offline Let Answer Book be your everyday wisdom guide — helping you find direction when you're stuck, and clarity when you're unsure.

Record every expense with ease and see budgets, asset changes, and spending trends at a glance. Manage daily expenses, credit-card payments, recurring subscriptions, savings goals, and reimbursements in one place. LutraTally recognises receipts, payment screenshots, and text, and supports quick entry through Shortcuts. It is ready to use, ad-free, requires no sign-up, and keeps your data local first. Key features - Fast entry: categories, subcategories, notes, ledgers, wallets, multiple currencies, and Quick Entry templates. - Smart entry [Pro]: scan receipts or recognise amounts and merchants from screenshots and text. Shortcuts can recognise bank transaction messages; recognition runs on-device. - Subscriptions and recurring reminders: manage subscriptions, recurring charges, card payments, loans, and recurring income. Free supports up to 3 recurring items; Pro unlocks unlimited tracking. - Budgets and insights: monthly income, expenses, budget progress, categories, and subcategories. Pro adds year-to-date and custom-period reports and trends. - Asset overview: manage cash, bank cards, e-wallets, and credit cards; view balances, credit limits, monthly changes, and history; transfer between assets and track repayments and reimbursements. - Savings goals: set targets for travel, devices, or emergencies and track deposits and withdrawals. Pro unlocks multiple goals. - Multiple ledgers [Pro]: create ledgers for personal, family, travel, or other uses, with custom order and default location. - Search and shortcuts: find transactions, reorder categories, edit Quick Entry templates, and use iPhone widgets. - Cross-device sync [Pro]: sync ledgers through private iCloud between iPhone and Apple Watch. - Migration and backup [Pro]: import CSV, Alipay, and WeChat statements; create password-protected encrypted backups. CSV export is always free. - A focused experience: ad-free, no sign-up, local-first storage, with Face ID, Touch ID, or device passcode protection. Note: Apple Watch requires a paired iPhone with Pro enabled and iCloud sync turned on. About Pro - Flexible plans: monthly, quarterly, and yearly auto-renewing subscriptions, plus a one-time Lifetime purchase. - Manage or cancel: charges are billed to your Apple Account. To cancel, turn off renewal in Settings → Apple ID → Subscriptions at least 24 hours before the current period ends. - Data safety: ledger data stays on your device by default. With iCloud enabled, it syncs only through your private iCloud and is not uploaded to developer servers. - Privacy Policy: https://www.lutratally.xyz/apps/lutratally/privacy.html - Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ - Support: https://www.lutratally.xyz/apps/lutratally/support.html