Comparison

99Fi vs Sublync

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

99Fi

Features
Read full description

99fi gives U.S.-based immigrants access to instant credit so they can send money homeβ€”even before payday. No more waiting to support your loved ones. With 99fi, you can send now and pay later, securely and stress-free. What 99fi Offers: Send now, pay later: Get access to credit to send money home anytime. No hidden fees: Simple, clear repayment terms. Fast and secure: Your remittance is safe and arrives quickly. Built for immigrants: Designed for people living in the U.S. who want better ways to support family back home. Start sending smarter. Download 99fi and take control of your remittances today.

About

Sublync

Features
Read full description

Sublync Financial tools built for creators. Receive, manage and spend with ease. Whether you work with agencies, brand partnerships, or online platforms, Sublync gives you one simple place to manage your money. No unnecessary complexity. Just a modern account designed for creators. Receive, hold, spend and send If you work with an agency using Subbal, your earnings are automatically sent into your Sublync account, while the agreed revenue share is automatically allocated to your agency. This removes delays and eliminates manual invoicing and calculations. One account for your earnings Receive, hold, and manage your money from a single account, making it easier to manage income as your audience grows. Spend anywhere Use your physical or virtual Sublync card for day-to-day spending, or online, around the world. For your everyday spending, subscriptions and transactions, Sublync has you covered. Pay with your phone Add your card to Apple Pay and make secure payments using your smartphone or compatible device. Fast, simple, and convenient. Move your money easily Send and receive payments locally and internationally. Move money when you need it and manage your finances with flexibility wherever you operate. Built for the creator lifestyle Creators work differently. Income can come from different platforms, partnerships, and audiences around the world. Sublync is designed to make managing that income simple, flexible, and easy to understand. Security you can trust Your account is protected with advanced security, including secure login and real time monitoring. Built to grow with you Whether you are just starting your creator journey or managing a global audience, Sublync provides the financial tools to support your growth.

Screenshots

99Fi4 screens
Sublync4 screens

Verdict

The call

The clearest difference is update cadence: Sublync at every 8 days against 99Fi's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

99Fi ships an update every 2 months, Sublync every 8 days. Both last shipped on October 25, 2026.

Scorecard1 real difference Β· 5 level
99Fi versus Sublync: the parameters behind the verdict, then further details
Parameter99FiSublync
PriceFreeFree
Update frequencyEvery 2 monthsEvery 8 days β€” better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPod
Requires iOS12.0 β€” better13.0
Further details β€” not scored
Size46 MB65 MB
Age rating17+17+
Developer99Lan IncSublync

In-app purchases

None

99Fi

No in-app purchases

None

Sublync

No in-app purchases

Questions

Is 99Fi free?
99Fi is free to download, with no in-app purchases.
Is Sublync free?
Sublync is free to download, with no in-app purchases.
Do 99Fi or Sublync have ads?
Neither 99Fi nor Sublync shows ads.
Which is updated more often, 99Fi or Sublync?
99Fi ships an update every 2 months, and Sublync every 8 days. Most recently, 99Fi was updated on October 25, 2026 and Sublync on October 25, 2026.

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