Comparison

99Fi vs Larimar Pay

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

99Fi

Features
Read full description

99fi gives U.S.-based immigrants access to instant credit so they can send money homeβ€”even before payday. No more waiting to support your loved ones. With 99fi, you can send now and pay later, securely and stress-free. What 99fi Offers: Send now, pay later: Get access to credit to send money home anytime. No hidden fees: Simple, clear repayment terms. Fast and secure: Your remittance is safe and arrives quickly. Built for immigrants: Designed for people living in the U.S. who want better ways to support family back home. Start sending smarter. Download 99fi and take control of your remittances today.

About

Larimar Pay

Features
Read full description

Send money abroad quickly, securely and with confidence using Larimar Pay. Larimar Pay is a trusted international money transfer app that helps individuals send money from the UK to family, friends and businesses around the world. Whether you're supporting loved ones, paying tuition fees, covering medical expenses, purchasing property or paying overseas suppliers, Larimar Pay makes international payments simple, affordable and secure. Why choose Larimar Pay? β€’ Fast international money transfers β€’ Competitive exchange rates β€’ Transparent pricing with no hidden fees β€’ Secure payments through FCA-regulated payment infrastructure β€’ Easy-to-use mobile app β€’ Friendly customer support Send money to multiple destinations Larimar Pay supports international transfers from the UK to countries across Latin America, Africa and Asia, including: β€’ Mexico β€’ Nigeria β€’ Ghana Flexible payout options Depending on the destination, recipients can receive funds through: β€’ Bank deposits β€’ Cash pickup β€’ Mobile Money Business Payments Larimar Pay also supports international payments to eligible businesses, helping customers pay suppliers, contractors, educational institutions, healthcare providers and other approved businesses overseas. Safe and secure Every transfer is protected using industry-standard security and processed through FCA-regulated payment infrastructure, giving you confidence every time you send money. Download Larimar Pay today and discover a faster, simpler way to send money abroad.

Screenshots

99Fi4 screens
Larimar Pay4 screens

Verdict

The call

The clearest difference is update cadence: Larimar Pay at every 5 weeks against 99Fi's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

99Fi ships an update every 2 months, Larimar Pay every 5 weeks. Both last shipped on September 9, 2026.

Scorecard1 real difference Β· 5 level
99Fi versus Larimar Pay: the parameters behind the verdict, then further details
Parameter99FiLarimar Pay
PriceFreeFree
Update frequencyEvery 2 monthsEvery 5 weeks β€” better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPad, iPod β€” better
Requires iOS12.012.0
Further details β€” not scored
Size46 MB84 MB
Age rating17+4+
Developer99Lan IncLarimar Pay

In-app purchases

None

99Fi

No in-app purchases

None

Larimar Pay

No in-app purchases

Questions

Is 99Fi free?
99Fi is free to download, with no in-app purchases.
Is Larimar Pay free?
Larimar Pay is free to download, with no in-app purchases.
Do 99Fi or Larimar Pay have ads?
Neither 99Fi nor Larimar Pay shows ads.
Which is updated more often, 99Fi or Larimar Pay?
99Fi ships an update every 2 months, and Larimar Pay every 5 weeks. Most recently, 99Fi was updated on September 9, 2026 and Larimar Pay on September 9, 2026.

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