Comparison

99Fi vs Cashlo

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

99Fi

Features
Read full description

99fi gives U.S.-based immigrants access to instant credit so they can send money home—even before payday. No more waiting to support your loved ones. With 99fi, you can send now and pay later, securely and stress-free. What 99fi Offers: Send now, pay later: Get access to credit to send money home anytime. No hidden fees: Simple, clear repayment terms. Fast and secure: Your remittance is safe and arrives quickly. Built for immigrants: Designed for people living in the U.S. who want better ways to support family back home. Start sending smarter. Download 99fi and take control of your remittances today.

About

Cashlo

Access a portion of your earned wages before your next payday. Securely connect your bank account to see your available advance amount and choose your preferred delivery speed. All repayment terms are clearly displayed upfront with no interest or credit checks.

Highlights
  • Access up to $750 before payday
  • No interest or credit check
  • Clear, upfront repayment terms
  • Instant or standard delivery options
  • Track advances and repayment history
  • Secure bank account connection
Features
Read full description

Cashlo helps business owners prepare and manage business-funding requests. Cashlo is not a lender and does not make credit decisions. We help businesses prepare funding requests and connect with third-party funding providers. Approval, available amounts and financing terms are determined by the provider. Funding is not guaranteed. Royal Boudoir Inc. operates Cashlo. Our team reviews application information for completeness and helps arrange referrals to third-party funding providers. Request amounts may be up to $10 million; this is a request limit, not an offer or an available credit limit. YOUR BUSINESS WORKSPACE • Save your application and return to it later • Add business and ownership information • Scan and upload business bank statements • Preview and replace documents • Message the Cashlo team about your request • View team updates and outstanding document requests • Choose optional app lock and update notifications Saving an application does not automatically send it to a funding provider, authorize a credit inquiry or commit you to financing. Any referral, credit authorization, fees and financing terms are disclosed and agreed separately before proceeding. Cashlo team review is not a credit decision. This business workspace does not provide personal loans or paycheck advances and does not require a paid membership. The previous Cashlo monthly membership has been removed from sale. Previous accounts are separate; contact support for help with the earlier service. Support: https://cashlo.net/support.html Privacy Policy: https://cashlo.net/legal/privacy.html Terms of Use: https://cashlo.net/legal/terms.html Apple Standard EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

99Fi4 screens
Cashlo3 screens

Verdict

The call

The clearest difference is in-app purchases: 99Fi at none against Cashlo's 1. 99Fi also leads on iOS requirement (12.0 vs 15.1). Cashlo's advantage is update cadence (every 5 days vs every 2 months). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Cashlo sells 1 in-app purchase, starting at $4.99 per month. 99Fi asks for nothing beyond the download.

UpkeepUpdate frequency

99Fi ships an update every 2 months, Cashlo every 5 days. The most recent releases landed on November 8, 2026 and November 5, 2026 respectively.

Scorecard3 real differences · 7 level
99Fi versus Cashlo: the parameters behind the verdict, then further details
Parameter99FiCashlo
PriceFreeFree
Rating—3.3 (72 ratings) — better
Positive reviews—64.9% of reviews
Number of ratings—72 — better
Update frequencyEvery 2 monthsEvery 5 days — better
AdsNoNo
In-app purchasesNo — betterYes
Monetization—Free with in-app purchases
DevicesiPhone, iPodiPhone, iPod
Requires iOS12.0 — better15.1
Further details — not scored
Size46 MB29 MB
Age rating17+4+
Developer99Lan IncRoyal Boudoir inc

In-app purchases

None

99Fi

No in-app purchases

1 purchases

Cashlo

Subscriptions1
  • Cashlo membership$4.991 Month

Questions

Is 99Fi free?
99Fi is free to download, with no in-app purchases.
Is Cashlo free?
Cashlo is free to download, with in-app purchases available.
Do 99Fi or Cashlo have ads?
Neither 99Fi nor Cashlo shows ads.
Which is updated more often, 99Fi or Cashlo?
99Fi ships an update every 2 months, and Cashlo every 5 days. Most recently, 99Fi was updated on November 8, 2026 and Cashlo on November 5, 2026.

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