Comparison

99Fi vs Simpay Remit

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head

Simple, safe, secure.

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About

99Fi

Features

Read full description

99fi gives U.S.-based immigrants access to instant credit so they can send money home—even before payday. No more waiting to support your loved ones. With 99fi, you can send now and pay later, securely and stress-free. What 99fi Offers: Send now, pay later: Get access to credit to send money home anytime. No hidden fees: Simple, clear repayment terms. Fast and secure: Your remittance is safe and arrives quickly. Built for immigrants: Designed for people living in the U.S. who want better ways to support family back home. Start sending smarter. Download 99fi and take control of your remittances today.

About

Simpay Remit

Features

Read full description

Simpay is a cross-border payment orchestration platform that enables users to send money through regulated supported payment collection and payout partners. It is designed for adults who need a convenient and secure way to make cross-border transfers, particularly users sending money between Nigeria and supported international destinations.

Screenshots

99Fi4 screens

Simpay Remit4 screens

Verdict

The call

The clearest difference is update cadence: Simpay Remit at every 3 weeks against 99Fi's every 2 months. 99Fi's advantage is iOS requirement (12.0 vs 15.1). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

99Fi ships an update every 2 months, Simpay Remit every 3 weeks. The most recent releases landed on October 11, 2026 and October 8, 2026 respectively.

Scorecard2 real differences · 4 level

99Fi versus Simpay Remit: the parameters behind the verdict, then further details
Parameter	99Fi	Simpay Remit
Price	Free	Free
Update frequency	Every 2 months	Every 3 weeks — better
Ads	No	No
In-app purchases	No	No
Devices	iPhone, iPod	iPhone, iPad, iPod — better
Requires iOS	12.0 — better	15.1
Further details — not scored
Size	46 MB	38 MB
Age rating	17+	4+
Developer	99Lan Inc	Simple Technologies Ltd.

In-app purchases

None

99Fi

No in-app purchases

None

Simpay Remit

No in-app purchases

Questions

Is 99Fi free?

99Fi is free to download, with no in-app purchases.

Is Simpay Remit free?

Simpay Remit is free to download, with no in-app purchases.

Do 99Fi or Simpay Remit have ads?

Neither 99Fi nor Simpay Remit shows ads.

Which is updated more often, 99Fi or Simpay Remit?

99Fi ships an update every 2 months, and Simpay Remit every 3 weeks. Most recently, 99Fi was updated on October 11, 2026 and Simpay Remit on October 8, 2026.