Comparison

Halfsies vs Couples Planner

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Halfsies

This app helps couples manage joint finances by splitting a shared bank account into virtual 'Yours,' 'Mine,' and 'Ours' accounts. It automates budgeting, funding, and transaction sorting to provide a clear spendable balance and reduce financial disagreements.

Highlights
  • Virtual account splitting (Yours, Mine, Ours)
  • Automated budgeting and funding
  • Transaction sorting and categorization
  • Credit card integration
  • Split individual transactions
  • Privacy controls for personal budgets
  • Partner invites included
Features
Read full description

Know your spendable balance at a glance - no more guessing, no more fights. Halfsies splits your joint bank account into three virtual accounts: Yours, Mine, and Ours - so you always know exactly what you can spend. INDEPENDENCE WITHIN YOUR SHARED ACCOUNT Each virtual account has its own balance, transactions, and budget - where you can create stashes (digital envelopes) for expenses, goals, and savings. Halfsies makes it clear what money belongs to you, your partner, and shared. SMART AUTOMATION THAT DOES THE WORK FOR YOU Generate budgets instantly: Halfsies analyzes your recurring transactions and past spending to build an intelligent budget just for you—it’s fast, accurate, and feels like magic. Fully Automatic Funding: When your paycheck deposits, Halfsies auto-funds your stashes according to your budget. Meaning no manual transfers or tedious mental math on your part. Transaction Sorting: New transactions are automatically covered by their affiliated stash to cut out the busywork. Square Up: Fix overfunding and underfunding with the push of a button to uncover extra cash hiding in your budget, giving you a perfectly aligned budget in seconds. FLEXIBILITY FOR EVERY BUDGETING STYLE Your partner joins free: Invite your partner at no extra cost. They can link their own bank accounts into your household for a complete combined picture. Credit Card Integration: Attach your credit cards to any virtual account. Transactions flow in automatically, and your Spend amount instantly updates as your debt changes. Budget your way: Budget your bank accounts independently or together - it’s completely up to you. Split any transaction: Divide any expense between you and your partner instantly using the cash within your joint account - no running tabs, no “IOU’s,” no hassle. Organized categories: Group your stashes into custom categories for a cleaner, clearer budget that makes sense. Privacy controls: Choose whether your personal budget is hidden or visible to your partner. Perfect for couples who want privacy, transparency, or a mix of both. Intra-account transfers: Send money to your partner anytime from a virtual account or stash. You can even set transfers to recur automatically. SUBSCRIPTION & TRIAL Halfsies requires a subscription to use. All new users receive a free 7-day trial on our Sapling Tier so you can explore every feature, set up your budget, and see how Halfsies works for you before committing. PRIVACY & SECURITY We take data security and your privacy very seriously. We use bank-level AES-256 encryption at rest and TLS (Transport Layer Security) in transit to ensure your data is always safe. Privacy Policy: https://www.halfsiesbudgeting.com/privacy Terms of Service: https://www.halfsiesbudgeting.com/terms

About

Couples Planner

Features
Read full description

Make your moving out planning and budgeting better and easier than ever. Look at your monthly income and input your current and expected expenses so you know how much you have to play with when apartment scouting.

Screenshots

Halfsies4 screens
Couples Planner2 screens

Verdict

The call

The clearest difference is in-app purchases: Couples Planner at none against Halfsies's 6. Couples Planner also leads on update cadence (every 2 days vs weekly). Halfsies's advantage is iOS requirement (15.6 vs 26.0). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Halfsies sells 6 in-app purchases, starting at $6.99 per month. Couples Planner asks for nothing beyond the download.

UpkeepUpdate frequency

Halfsies ships an update weekly, Couples Planner every 2 days. The most recent releases landed on October 24, 2026 and October 28, 2026 respectively.

Scorecard3 real differences · 7 level
Halfsies versus Couples Planner: the parameters behind the verdict, then further details
ParameterHalfsiesCouples Planner
PriceFreeFree
Rating5.0 (2 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings2 — better—
Update frequencyWeeklyEvery 2 days — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationSubscription—
DevicesiPhone, iPod — betteriPhone
Requires iOS15.6 — better26.0
Further details — not scored
Size58 MB1 MB
Age rating4+4+
DeveloperCozy Seal Software LLCFabian Hernandez

In-app purchases

6 purchases

Halfsies

Subscriptions6
  • Sapling Tier Monthly7 Days trial$6.991 Month
  • Oak Tier Monthly$9.991 Month
  • Grove Tier Monthly$12.991 Month
Show 3 more
  • Sapling Tier Yearly7 Days trial$59.991 Year
  • Oak Tier Yearly$89.991 Year
  • Grove Tier Yearly$119.991 Year
None

Couples Planner

No in-app purchases

Questions

Is Halfsies free?
Halfsies is free to download, with in-app purchases available.
Is Couples Planner free?
Couples Planner is free to download, with no in-app purchases.
Do Halfsies or Couples Planner have ads?
Neither Halfsies nor Couples Planner shows ads.
Which is updated more often, Halfsies or Couples Planner?
Halfsies ships an update weekly, and Couples Planner every 2 days. Most recently, Halfsies was updated on October 24, 2026 and Couples Planner on October 28, 2026.

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