Wally vs NodeWorth

Wally keeps your budget on your phone. There's no bank login and nothing to sync. Tell it when you get paid and how much, and your balance moves on payday without you touching it. Add the accounts you actually use, checking or savings or cash, set the opening balance once, and Wally keeps it current as you log what you spend. Put your monthly bills in with their due dates and it reminds you before they land. Spending goes into categories you make yourself. Three questions and the category exists; the fiddly settings are there when you want them and out of the way when you don't. The charts show what came in against what went out, and how fast a budget is running down rather than only how much is left. Pay with your phone and Wally can pick the purchase up on its own, ready for you to check or already filed. If you share money with someone, a household budget puts the same categories in front of both of you. There's an assistant built in that reads your own numbers and answers questions about them: How much can I save this month? Where am I overspending? What should I cut first? You can lock the whole app behind Face ID. Wally speaks English, German, Spanish, French and Portuguese. Terms of Use: https://wallybudgeting.app/terms Privacy Policy: https://wallybudgeting.app/privacy

See what your money needs to cover before the next payday. NodeWorth turns the balances, bills and payment dates you enter into a personal cash-flow plan. Start with one account and add detail when it helps. • See expected closing cash on every calendar date, including days with no activity. • Compare money coming in, money going out and cash carried forward. • Schedule paydays, household bills, debt payments and everyday spending. • Spot projected payment shortfalls and review the amounts, dates and accounts involved. • Try a purchase or income change in a separate plan, then review its changes before merging into Main plan. • Keep a connected history of saved changes, including archived alternatives. • Try an earlier plan again from today while preserving current recorded balances, payments and closed-day history. • Choose light or dark appearance and protect access with optional device authentication. • Export and import a complete JSON backup of your plan and history. Your financial planner works offline. No NodeWorth account or bank login is required. NodeWorth does not fetch bank transactions or move money. Your plan is stored locally; you control the backups and copies you choose to share. Free includes all local planning, scenarios, history, themes, app lock and complete JSON backup/import, supported by advertising. NodeWorth Pro removes ads and adds CSV cash-flow reports for spreadsheets. Choose a monthly or yearly auto-renewing subscription at the price shown in the app. Manage or cancel your subscription in your Apple Account settings. Restore purchases is available in the app. Forecasts are estimates based on your entries. Scheduled activity does not mean a payment has happened. Optional interest rates are reference details; NodeWorth does not calculate interest automatically. Privacy policy: https://nodeworth.com/privacy Terms and conditions: https://nodeworth.com/terms Apple standard EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Support: https://nodeworth.com/support