Wally vs Yield

Wally keeps your budget on your phone. There's no bank login and nothing to sync. Tell it when you get paid and how much, and your balance moves on payday without you touching it. Add the accounts you actually use, checking or savings or cash, set the opening balance once, and Wally keeps it current as you log what you spend. Put your monthly bills in with their due dates and it reminds you before they land. Spending goes into categories you make yourself. Three questions and the category exists; the fiddly settings are there when you want them and out of the way when you don't. The charts show what came in against what went out, and how fast a budget is running down rather than only how much is left. Pay with your phone and Wally can pick the purchase up on its own, ready for you to check or already filed. If you share money with someone, a household budget puts the same categories in front of both of you. There's an assistant built in that reads your own numbers and answers questions about them: How much can I save this month? Where am I overspending? What should I cut first? You can lock the whole app behind Face ID. Wally speaks English, German, Spanish, French and Portuguese. Terms of Use: https://wallybudgeting.app/terms Privacy Policy: https://wallybudgeting.app/privacy

Yield is the financial dashboard built for cafe owners and small food-business operators who want to know their real profit — not just revenue. Most owners guess. Yield shows you the truth. WHAT YIELD TRACKS • Daily sales and expenses, logged in seconds • Cost of Goods Sold (COGS) from your menu items • Staff wages and daily overhead • Fixed monthly costs: lease, utilities, insurance • True net profit after every deduction YOUR DASHBOARD Switch between Today, Week, Month, and Year in one tap. See your revenue, a full P&L breakdown, and a 30-day profit trend chart — all without opening a spreadsheet. MENU & MARGINS Add your menu items with cost price and sale price. Yield calculates your gross margin automatically and flags low-margin items so you know what's worth keeping on the menu. LOG IN SECONDS Quick-log sales directly from your menu with a quantity picker. Or tap Income/Expense and enter a number manually. Add a category and a note if you want the detail. TRUE OVERHEAD ACCOUNTING Set your daily staff wages and monthly fixed costs once. Yield allocates them proportionally across every period so your net profit number is always honest. MULTIPLE BUSINESSES Running more than one location? Switch between fully isolated businesses with one tap. Every business keeps its own entries, menu, and overhead — nothing bleeds across. PRIVATE BY DESIGN All your data lives on your device. No account required. No internet connection needed. No one else ever sees your numbers. YIELD PRO Upgrade to unlock export to CSV, full data backup and restore, and unlimited businesses. Try free for 14 days — cancel anytime. Built by someone who's worked in hospitality and got tired of not knowing where the money went. Terms of Use: https://yield-app.replit.app/api/terms