Comparison

Karmon AI vs Moliya daftari

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Karmon AI

This app helps you manage your money smarter by tracking expenses, managing debts, and calculating Zakat. It offers intelligent insights and an intuitive interface with multi-language support and secure data storage.

Highlights
  • Budget overview
  • Spending pattern insights
  • Loan management
  • Zakat calculator
  • Transaction history search
  • Multi-language support
Features
Read full description

Karmon AI – Your Smart Personal Finance Assistant Karmon AI is your all-in-one financial assistant, designed to help you manage your money smarter - wherever you are. Whether you're tracking daily expenses, managing debts, or calculating Zakat, Karmon AI brings clarity and control to your finances with intelligent insights and an intuitive interface. Built with users in Uzbekistan in mind - including full support for Uzcard, HUMO, and the Uzbek som - Karmon AI also supports multi-currency accounts, making it useful for users worldwide. Key Features Budget Overview – Instantly view your income, expenses, and total balance Category Insights – Understand your spending patterns with visual charts Loan Management – Track borrowed and lent money and send SMS reminders Zakat Calculator – Calculate your Zakat obligations based on assets Transaction History – Search and browse past transactions by category or tag\ Multi-language Support – Available in Uzbek, Russian, and Arabic Privacy First Your financial data is encrypted and stored securely. Karmon AI does not use third-party tracking or share your personal information. Your privacy is our priority. Subscription Information Payment will be charged to your Apple ID upon confirmation of purchase. Subscription automatically renews unless canceled at least 24 hours before the end of the current period. You can manage or cancel your subscriptions in your App Store account settings. Any unused portion of the subscription period is non-refundable. Terms & Policies Privacy Policy: https://sites.google.com/view/karmon-ai-privacy Terms of Use: https://sites.google.com/view/termof-use-karmon-ai Download Karmon AI today and take control of your finances—whether you're in Uzbekistan or anywhere in the world.

About

Moliya daftari

Features
Read full description

«Молия Дафтари» — удобное приложение для учета личных финансов. Возможности: • учет доходов и расходов по категориям; • контроль полученных и выданных долгов; • частичное погашение задолженности и история платежей; • наглядная статистика по периодам и категориям; • голосовое добавление операций; • собственные категории и значки; • поддержка нескольких валют, языков и темной темы. Финансовые записи хранятся локально на устройстве. Приложение помогает быстро понять текущий баланс, структуру расходов и состояние долгов.

Screenshots

Karmon AI4 screens
Moliya daftari4 screens

Verdict

The call

The clearest difference is in-app purchases: Moliya daftari at none against Karmon AI's 2. Karmon AI's advantage is update cadence (every 10 days vs monthly). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Karmon AI sells 2 in-app purchases, starting at $2.99 per month. Moliya daftari asks for nothing beyond the download.

UpkeepUpdate frequency

Karmon AI ships an update every 10 days, Moliya daftari monthly. The most recent releases landed on November 8, 2026 and November 10, 2026 respectively.

Scorecard2 real differences · 8 level
Karmon AI versus Moliya daftari: the parameters behind the verdict, then further details
ParameterKarmon AIMoliya daftari
PriceFreeFree
Rating5.0 (9 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings9 — better—
Update frequencyEvery 10 days — betterMonthly
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemium—
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.515.1 — better
Further details — not scored
Size148 MB136 MB
Age rating4+4+
DeveloperKARMON AI, MCHJJanibek Maxatov

In-app purchases

2 purchases

Karmon AI

Subscriptions2
  • Karmon Ai Monthly Premium$2.991 Month
  • Karmon Ai Premium$29.991 Year
None

Moliya daftari

No in-app purchases

Questions

Is Karmon AI free?
Karmon AI is free to download, with in-app purchases available.
Is Moliya daftari free?
Moliya daftari is free to download, with no in-app purchases.
Do Karmon AI or Moliya daftari have ads?
Neither Karmon AI nor Moliya daftari shows ads.
Which is updated more often, Karmon AI or Moliya daftari?
Karmon AI ships an update every 10 days, and Moliya daftari monthly. Most recently, Karmon AI was updated on November 8, 2026 and Moliya daftari on November 10, 2026.

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