Comparison

Saro vs Spent

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Saro

Effortlessly manage your finances with an AI-powered app that simplifies income and expense tracking. Log transactions via voice, receipt scanning, or chat with a smart assistant. Visualize your spending, set financial goals, and create flexible budgets.

Highlights
  • AI chat assistant for financial queries
  • AI receipt and document scanning
  • Voice input for transactions
  • iCloud sync across Apple devices
  • Advanced statistics and insights
  • Home and Lock Screen widgets
  • Income and expense tracking
  • Financial goal setting
Features
Read full description

Saro — Offline Income and Expense Tracker Saro turns scattered receipts, transfers and goals into a single clear picture of your finances. Powered by AI, designed for everyday life, and built to respect your privacy — it is the finance app that adapts to the way you actually live. Whether you log every coffee or just want to know where the month went, Saro keeps up. Snap a receipt, speak a transaction, or chat with the built-in assistant — your numbers always end up exactly where they belong. Shared Accounts • Keep one account together with your partner or family: you and up to three more people see the same balance, expenses, budgets and goals. Invite them with a link in Messages or by email — no sign-up needed, Saro uses your iCloud. Expenses added by others show who added them, and your other accounts stay private. Everyone in the account needs an iPhone with iCloud. AI Assistant in Chat • Talk to your finances. Ask Saro to create a transaction, set up a monthly budget, plan a savings goal, or break down where your money went last week — all in a conversation. Drop in a photo of a receipt and the assistant reads it, categorizes it, and adds it to your records in seconds. It is like having a financial copilot living inside your phone. AI Receipt and Document Scanning • Add expenses in a single shot. Point your camera at a receipt, an invoice, or any printed document — Saro recognizes amounts, merchants, categories and dates automatically. Import existing photos from your library and let AI handle the paperwork. Voice Input • Hands full? Just talk. Tell Saro "twelve for lunch" or "got paid 2,500 for the freelance project" and the right amount and category land in your ledger instantly. iCloud Sync • Your data follows you. Every transaction, account, goal and budget stays seamlessly in sync across iPhone, iPad and every other Apple device on your iCloud — securely and automatically. Native iPad Experience • A full adaptive layout designed for the iPad's bigger canvas. See your dashboard, statistics and lists side by side, and manage your money with the comfort of a real workspace. Advanced Statistics • Go beyond pretty charts. Compare this period to the previous one by category, see your biggest transactions, and track average income and spending over any timeframe. Spot the trends that quietly shape your budget. Widgets for Home Screen and Lock Screen • Your balance, recent transactions and most-used categories — one tap away from every screen. Launch the AI camera, add a transaction, or jump into a category directly from your widget, no app launch required. Powerful Search and Filters • Find any transaction in seconds. Search by description or category, or narrow down by an amount range — perfect for tracking down that one purchase from three months ago. Income and Expense Tracking • Log income, expenses and transfers between accounts or savings goals. Notes, attachments and a built-in calculator make every entry effortless. Financial Goals • Set savings goals for the new bike, the long vacation, or the emergency fund. Track your progress visually and route money toward them through transfers. Flexible Budgets • Plan with precision. Build budgets for a single category or combine several into one (think "Dining Out" plus "Entertainment" together), set limits, and see what is left to spend at a glance. Debt Management • Track money you have lent and money you owe, with dates and notes, so every loan, IOU and split bill stays under control. Multi-Currency Accounts • Travel and earn in any currency. Hold wallets in different currencies, transfer between them, and see your total balance converted to your home currency. Privacy First, Offline by Design • Saro works fully offline — no account required, no tracking, no ads. Optional Face ID and passcode lock keep your data yours and yours alone. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Spent

Features
Read full description

Spent - Your Smart Subscription Manager Never lose track of your subscriptions again. Spent is the ultimate tool for managing recurring expenses and discovering savings opportunities. Try Spent Pro free — up to 7 days, no charge. After your free trial: $4.99/month or $39.99/year (billed annually). Cancel anytime in your App Store Account Settings. Spent Pro includes everything: • Unlimited Subscription Tracking — Add Netflix, Spotify, iCloud, and more • Daily Cost Calculator — See exactly what each subscription costs per day • Advanced Spending Analytics — Beautiful charts reveal your spending patterns • Smart Renewal Reminders — Get notified before every renewal date • AI Spending Optimization — Identify waste and find savings automatically • iCloud Sync — Access your data securely across all your devices • Data Export — Export to CSV or PDF anytime • Multi-Currency Support — USD, EUR, JPY, CNY, and more • Dark Mode — Easy on your eyes, day or night Why Spent? Most people spend $200–500/month on subscriptions without realizing it. Spent helps you: - Identify unused subscriptions you forgot about - Visualize your monthly and annual spending - Forecast future costs before they hit - Make informed decisions about every renewal - Save hundreds of dollars per year Privacy First: - All data stays on YOUR device - iCloud Sync uses your own private Apple account - No ads, no third-party tracking, no data collection - Export or delete your data at any time Perfect For: - Streaming services (Netflix, Spotify, YouTube Premium, Disney+) - SaaS tools (Adobe Creative Cloud, Microsoft 365, Notion) - Cloud storage (iCloud, Dropbox, Google One) - Gym memberships and fitness apps - Any recurring payment Download Spent today and take control of your subscriptions! Subscription automatically renews unless cancelled at least 24 hours before the end of the current period. Any unused portion of a free trial will be forfeited upon purchase of a subscription. Terms of Use: https://www.kanverse.app/spent/terms Privacy Policy: https://www.kanverse.app/spent/privacy

Screenshots

Saro4 screens
Spent4 screens

Verdict

The call

Saro and Spent are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Saro sells 4 in-app purchases, starting at $1.99 per month and Spent sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

ScorecardNo meaningful differences
Saro versus Spent: the parameters behind the verdict, then further details
ParameterSaroSpent
PriceFreeFree
Rating5.0 (2 ratings) — better—
Number of ratings2 — better—
Update frequencyEvery 2 weeks—
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.0 — better17.6
Further details — not scored
Size70 MB6 MB
Age rating4+4+
DeveloperNadezhda Volkova侃 邵

In-app purchases

4 purchases

Saro

Subscriptions4
  • Plus Monthly$1.991 Month
  • Month$4.991 Month
  • Plus Yearly$19.991 Year
Show 1 more
  • Year$49.991 Year
2 purchases

Spent

Subscriptions2
  • Spent Pro Monthly$4.991 Month
  • Spent Pro Yearly$39.991 Year

Questions

Is Saro free?
Saro is free to download, with in-app purchases available.
Is Spent free?
Spent is free to download, with in-app purchases available.
Do Saro or Spent have ads?
Neither Saro nor Spent shows ads.

Other comparisons