Comparison

PayUp vs weowe

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PayUp

Easily track money owed to you by friends and family. Log debts, record payments, and split group expenses without needing an account. Premium features are available via in-app purchase.

Highlights
  • Log debts and IOUs
  • Track payment history
  • Split group expenses
  • Private and secure data
  • Unlimited records (premium)
  • Attach pictures (premium)
Read full description

PayUp makes it easy to stay on top of what people owe you — whether it’s that lunch you covered, a concert ticket you booked, or your share of the group trip expenses. No more forgetting who owes what or chasing down payments. Track What You're Owed: Log debts and IOUs from anyone who owes you money. Payment History: See a record of what’s been paid back — and what hasn’t. Split Group Expenses: Easily divide costs and track who owes you their share. Private & Secure: No accounts, no ads — just your data on your device. Some features in PayUp require an in-app purchase, including the ability to store unlimited records, attach pictures to your entries, and access advanced exporting options. These premium tools help you manage and share your payment history more effectively. They borrowed. You remembered. Download PayUp now. This app is licensed under Apple’s standard End User License Agreement (EULA) https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

weowe

Features
Read full description

WeOwe – Smart, Simple Balance Tracking Track loans, split payments, and stay even — together. WeOwe is your all-in-one solution for managing money owed between friends, family, or even just yourself. Whether it’s a casual lunch, a shared bill, or a multi-person balance, WeOwe helps you keep track with clarity, transparency, and ease. Track Personal Loans: Create offline balances just for yourself — no internet, no sharing. Collaborate with Others: Share balances with friends or family for seamless loan tracking. Group Balances: Add multiple participants to a single balance and keep everything fair and transparent. Smart Reminders: Nudge users to repay or get updates on shared balances. Online Approvals: Confirm transactions digitally before they’re added to shared balances. Payment Handles: Link and launch your preferred payment app directly from WeOwe. Invite & Follow: Build a network of trusted contacts you transact with most. Stay Connected: With WeOwe, you can follow and interact with friends and family while keeping financial conversations simple and organized. Private & Secure: WeOwe respects your privacy — personal balances stay personal, and shared ones are only visible to those involved. Download WeOwe today and take the awkwardness out of IOUs, group splits, and tracking money owed.

Screenshots

PayUp4 screens
weowe4 screens

Verdict

The call

The clearest difference is in-app purchases: weowe at none against PayUp's 3. PayUp's advantage is iOS requirement (15.6 vs 18.0). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. PayUp sells 3 in-app purchases, starting at $3.99 per month. weowe asks for nothing beyond the download.

Scorecard2 real differences · 8 level
PayUp versus weowe: the parameters behind the verdict, then further details
ParameterPayUpweowe
PriceFreeFree
Rating5.0 (8 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings8 — better—
Update frequency—Fortnightly
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.6 — better18.0
Further details — not scored
Size43 MB19 MB
Age rating4+4+
DeveloperNick MatthewsKyron Weaver

In-app purchases

3 purchases

PayUp

Subscriptions2
  • Full Access$3.991 Month
  • Full Access$39.991 Year
One-time1
  • Lifetime Full Access$59.99
None

weowe

No in-app purchases

Questions

Is PayUp free?
PayUp is free to download, with in-app purchases available.
Is weowe free?
weowe is free to download, with no in-app purchases.
Do PayUp or weowe have ads?
Neither PayUp nor weowe shows ads.

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