Bear Wallet vs Budget App

Bear Wallet is a powerful yet simple personal expense tracker designed to help you manage your finances effortlessly. With an intuitive interface, you can easily track expenses, set budgets, and gain financial clarity. Your data is stored 100% locally, ensuring complete privacy and security—no cloud storage, no third-party access, just you in control of your finances.

ZeroBudget is an expense and income tracker for iPhone built for total privacy. Your data stays on your phone: we have no servers, no sign-up and no bank linking. No one else can see your information, not even us. — YOUR PRIVACY — • Everything is stored only on your iPhone • The app never sends your data to any server, and we have no access to it • No account, no email and no bank connection • Works offline • No ads or trackers: the App Store privacy label says "Data Not Collected" • Protected with Face ID, Touch ID or PIN If you back up to iCloud Drive or share via AirDrop, you decide where your data goes. — WHAT YOU CAN DO — • Zero-based budget: every dollar of your income gets a job • Heatmap to see where your money goes at a glance (Pro; free for 30 days when you install) • Log expenses in seconds, scan receipts or just tell Siri • Credit cards with statement and payment dates, plus installment plans (buy now, pay later) • Split expenses with family or friends and see who owes you • Grocery list with a live total that becomes an expense when you're done • Savings goals, recurring expenses, widgets and reminders • Color palettes for your categories and a color for each account — FREE AND PRO — When you install, you try all of Pro free for 30 days, no card needed. After that you keep logging for free, with unlimited transactions, 1 debit account and 1 credit card, 1 goal, 1 installment plan, 1 split expense, 1 recurring expense and 1 shopping list active at a time. You can always view and back up your data, even if you don't pay. Pro adds the spending Heatmap, analytics with an end-of-month estimate, receipt scanning and Siri, import from Excel or CSV, color palettes, password-protected backup and unlimited everything. Monthly or annual subscription; cancel anytime. If you installed ZeroBudget before October 19, 2026, you keep your original free plan: 2 accounts plus cash, 1 goal, 2 installment plans, 2 split expenses, 1 shopping list, unlimited recurring expenses, and scanning and Siri included. Terms: https://araniosoft.com/zeroBudget/terms-en.html Privacy: https://araniosoft.com/zeroBudget/privacy-en.html Support: soporte@araniosoft.com