Comparison

Bear Wallet vs Spndly

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Bear Wallet

Features
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Bear Wallet is a powerful yet simple personal expense tracker designed to help you manage your finances effortlessly. With an intuitive interface, you can easily track expenses, set budgets, and gain financial clarity. Your data is stored 100% locally, ensuring complete privacy and securityβ€”no cloud storage, no third-party access, just you in control of your finances.

About

Spndly

Features
Read full description

Spendly is a beautifully simple expense tracker that helps you understand exactly where your money goes β€” without the bloat. KEY FEATURES β€’ Quick Entry β€” Add expenses and income in seconds with smart category and wallet pickers β€’ Multiple Wallets β€” Track cash, bank accounts, and cards separately. See your total balance at a glance β€’ Category Insights β€” Visual donut charts and category totals show your spending patterns by month or year β€’ Drill Down β€” Tap any category to see every transaction grouped neatly with notes, dates, and wallets β€’ Income & Expenses β€” Filter totals by type to see what you earn vs. what you spend β€’ Home Widget (Android) β€” Glance at this month's spend right from your home screen β€’ Notes & Titles β€” Add custom titles and notes to remember the context behind every transaction β€’ Pure Privacy β€” All data stays on your device. No accounts, no ads, no tracking PERFECT FOR β€’ Daily expense tracking β€’ Monthly budget planning β€’ Understanding spending habits β€’ Managing multiple cash and card balances β€’ Anyone who wants a clean, fast money tracker without spreadsheet overload Take control of your spending β€” beautifully and effortlessly.

Screenshots

Bear Wallet4 screens
Spndly4 screens

Verdict

The call

The clearest difference is iOS requirement: Spndly at 15.1 against Bear Wallet's 17.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Bear Wallet ships an update weekly, Spndly every 8 days. The most recent releases landed on October 16, 2026 and October 24, 2026 respectively.

Scorecard1 real difference Β· 5 level
Bear Wallet versus Spndly: the parameters behind the verdict, then further details
ParameterBear WalletSpndly
PriceFreeFree
Update frequencyWeekly β€” betterEvery 8 days
AdsNoNo
In-app purchasesNoNo
DevicesiPhoneiPhone, iPod β€” better
Requires iOS17.015.1 β€” better
Further details β€” not scored
Size40 MB22 MB
Age rating4+4+
DeveloperVuong ThangWaleed Amjad Bashir

In-app purchases

None

Bear Wallet

No in-app purchases

None

Spndly

No in-app purchases

Questions

Is Bear Wallet free?
Bear Wallet is free to download, with no in-app purchases.
Is Spndly free?
Spndly is free to download, with no in-app purchases.
Do Bear Wallet or Spndly have ads?
Neither Bear Wallet nor Spndly shows ads.
Which is updated more often, Bear Wallet or Spndly?
Bear Wallet ships an update weekly, and Spndly every 8 days. Most recently, Bear Wallet was updated on October 16, 2026 and Spndly on October 24, 2026.

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