Comparison

Spndly vs MoneyTracker

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Spndly

Features
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Spendly is a beautifully simple expense tracker that helps you understand exactly where your money goes โ€” without the bloat. KEY FEATURES โ€ข Quick Entry โ€” Add expenses and income in seconds with smart category and wallet pickers โ€ข Multiple Wallets โ€” Track cash, bank accounts, and cards separately. See your total balance at a glance โ€ข Category Insights โ€” Visual donut charts and category totals show your spending patterns by month or year โ€ข Drill Down โ€” Tap any category to see every transaction grouped neatly with notes, dates, and wallets โ€ข Income & Expenses โ€” Filter totals by type to see what you earn vs. what you spend โ€ข Home Widget (Android) โ€” Glance at this month's spend right from your home screen โ€ข Notes & Titles โ€” Add custom titles and notes to remember the context behind every transaction โ€ข Pure Privacy โ€” All data stays on your device. No accounts, no ads, no tracking PERFECT FOR โ€ข Daily expense tracking โ€ข Monthly budget planning โ€ข Understanding spending habits โ€ข Managing multiple cash and card balances โ€ข Anyone who wants a clean, fast money tracker without spreadsheet overload Take control of your spending โ€” beautifully and effortlessly.

About

MoneyTracker

Read full description

MoneyTracker is a fast personal finance tracker for iPhone built for everyday control. Record what happened in seconds and keep your balances, history, and categories easy to understand. Track expenses, income, and transfers in one place. Add transactions manually with a flow designed for daily use instead of heavy accounting. Open Quick Actions and start immediately. Reuse templates for repeat transactions like coffee, groceries, rent, salary, or savings transfers, then adjust details before saving. Manage multiple accounts and multiple currencies side by side. See totals by currency and keep balances honest without forced conversion into one number. Review spending and income with clear category analytics by period. Add built-in analytics widgets inside the app to pin the values that matter most to you. Use Default Account, Recent Changes, Remember Last Used Date, and Account Verification to cut repeated taps, return to recent edits faster, and know where to resume entering transactions next time. Start free and unlock more when your data grows. Premium is a lifetime upgrade that removes limits on categories, templates, accounts, and widgets, and also unlocks database import and export. No required sign-up to get started. Your data stays local on your device, so you can keep money tracking private and under your control.

Screenshots

Spndly4 screens
MoneyTracker4 screens

Verdict

The call

The clearest difference is in-app purchases: Spndly at none against MoneyTracker's 1. Spndly also leads on iOS requirement (15.1 vs 18.6). On price, update cadence, ads and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. MoneyTracker sells 1 one-off in-app purchase. Spndly asks for nothing beyond the download.

UpkeepUpdate frequency

Spndly ships an update every 8 days, MoneyTracker every 9 days. The most recent releases landed on September 13, 2026 and August 13, 2026 respectively.

Scorecard2 real differences ยท 4 level
Spndly versus MoneyTracker: the parameters behind the verdict, then further details
ParameterSpndlyMoneyTracker
PriceFreeFree
Update frequencyEvery 8 days โ€” betterEvery 9 days
AdsNoNo
In-app purchasesNo โ€” betterYes
DevicesiPhone, iPod โ€” betteriPhone
Requires iOS15.1 โ€” better18.6
Further details โ€” not scored
Size22 MB22 MB
Age rating4+4+
DeveloperWaleed Amjad BashirRoman Kotov

In-app purchases

None

Spndly

No in-app purchases

1 purchases

MoneyTracker

One-time1
  • Premium Lifetime$0.99

Questions

Is Spndly free?
Spndly is free to download, with no in-app purchases.
Is MoneyTracker free?
MoneyTracker is free to download, with in-app purchases available.
Do Spndly or MoneyTracker have ads?
Neither Spndly nor MoneyTracker shows ads.
Which is updated more often, Spndly or MoneyTracker?
Spndly ships an update every 8 days, and MoneyTracker every 9 days. Most recently, Spndly was updated on September 13, 2026 and MoneyTracker on August 13, 2026.

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