Bear Wallet vs Tappel

Bear Wallet is a powerful yet simple personal expense tracker designed to help you manage your finances effortlessly. With an intuitive interface, you can easily track expenses, set budgets, and gain financial clarity. Your data is stored 100% locally, ensuring complete privacy and security—no cloud storage, no third-party access, just you in control of your finances.

Your spending never leaves your iPhone. No account, no server, no sign-up — just the fastest way to see where your money goes. Tappel is a private spending tracker built deep into iOS. Log an expense in two seconds from Siri, the Action Button, a widget, or an NFC tag — or wire an Apple Pay automation and let purchases log themselves. Point the camera at a paper receipt and the total, the shop and the date fill themselves in. WHY TAPPEL • Private by architecture — everything stays on your device and your own iCloud. The App Store privacy label reads "Data Not Collected" because there is nothing to collect. • Two-second capture — Siri, the Action Button, widgets, NFC and App Intents. • Pay once, own it forever — the personal app has no subscription. Subscription fatigue is why Tappel exists. FEATURES • Receipt scanning — read on your phone; the photo is never saved or sent • Every currency — European Central Bank rates where it publishes them, a daily market rate for the rest, cached on-device • Calm monthly budgets — over budget reads in ink, never red • Recurring radar spots subscriptions before they surprise you • Insights — category breakdown, six-month trend, top merchants • Face ID lock • Custom categories — presets or your own • Export as CSV or JSON, import from CSV, any time • Family budget — share one limit, or none; each member uses their own Lifetime; individual purchases stay private • iCloud sync between your iPhones • Tappel Business, for companies in Poland — invoices sent to and downloaded from KSeF, costs, a monthly summary and a package for your accountant; three documents free No bank login. No ads. No tracking. Just your money, quietly tracked. SUBSCRIPTION Tappel Business is an optional auto-renewable subscription, sold in Poland: 19.99 PLN a month or 149 PLN a year, with a 7-day free trial. Payment is charged to your Apple Account. It renews automatically unless cancelled at least 24 hours before the end of the current period; manage or cancel it in your App Store account settings. Terms of Use: https://tappel.io/terms/ Privacy Policy: https://tappel.io/privacy/