Comparison

Empire Trust vs CBIMonie

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Empire Trust

Features
Read full description

Download Empire Trust App and enjoy easy banking with access to: β€’ Online Account Opening β€’ Seamless Fund Transfers β€’ Savings and Investments with high interest rate. The more you save the more you earn! β€’ Pay bills of any kind with no transaction fee. β€’ Airtime/Data transaction Fund Transfer Made Easy with Empire Trust App: Send money to your loved ones anytime with just N10 transfer fee irrespective of transaction amount. It is secure and is the best. Life is more interesting with our loved ones happy. Enjoy High Return on Your Investment: Invest your free money with Empire Trust App and enjoy high ROI (Return On Investment). Make more money while you save, instead of just saving and losing the whole money. Save smart with Empire Trust App. Make Seamless Bill Payment of Any Kind: Pay for any kind of bill you can think of, Select and pay. Why not try Empire Trust App. Empire Trust App will make your life easier. Airtime and Data Recharge: Purchase airtime/data on the go with Empire Trust App. About Empire Trust App: Empire Trust App, a Mobile application with Savings, Investment, Funds Transfer, Bill Payment and Airtime/Data. Empire Trust App is powered by Empire Trust Microfinance Bank Limited, a Microfinance bank licensed by Central Bank of Nigeria (CBN) to carry out financial services. Her deposits are insured by the Nigerian Deposit Insurance Corporation (NDIC). It is both a financial service and a financial platform that enhances the quality of its users’ lives by giving them a needed financial boost when they need it and by providing a means for them to make targeted Savings and Investment plans. Contact us via: Email: support@empiretrustmfb.com Call: 070024894283, 012919739 Visit: https://empiretrustmfb.com/

About

CBIMonie

Features
Read full description

Merchant & Agent Management Platform A secure and scalable platform designed to simplify merchant onboarding, financial operations, and agent management in one unified system. Built for efficiency and reliability, this application enables merchants and agents to manage their business operations seamlessly from anywhere. Key Features Merchant Onboarding & KYC Verification Easily onboard new merchants and complete identity verification through a structured Know Your Customer (KYC) process directly within the app. Multi-Outlet Management Create and manage multiple business outlets under a single merchant profile with full operational control and visibility. Terminal Assignment & Management Efficiently assign payment terminals to merchants and manage device distribution across different locations. Settlement Account Management Merchants can set up and manage settlement accounts for approval, enabling secure and reliable fund transfers. Secure Authentication & Access Control Robust security features including login authentication, password management, PIN setup, and reset functionality to protect user accounts and data. Profile & Account Management Update personal and business details, manage account settings, and maintain full control over your profile information. Security & Reliability Security is at the core of this platform. All sensitive data and financial operations are handled using secure protocols to ensure protection, reliability, and trust at every step. Built for Growth & Scalability Designed for financial service providers, agents, and merchants, this platform supports scalable operations that grow with your business needs. Whether you're managing a few merchants or an expanding network, the system is built to handle it efficiently. Simple. Fast. Reliable. A clean and intuitive experience that allows users to focus on operations without unnecessary complexity. Summary This application provides a complete operational toolkit for merchant onboarding, verification, terminal management, and settlement processing, all in one secure platform.

Screenshots

Empire Trust4 screens
CBIMonie4 screens

Verdict

The call

The clearest difference is update cadence: Empire Trust at fortnightly against CBIMonie's every 5 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Empire Trust ships an update fortnightly, CBIMonie every 5 weeks. The most recent releases landed on October 30, 2026 and October 28, 2026 respectively.

Scorecard1 real difference Β· 5 level
Empire Trust versus CBIMonie: the parameters behind the verdict, then further details
ParameterEmpire TrustCBIMonie
PriceFreeFree
Update frequencyFortnightly β€” betterEvery 5 weeks
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.0 β€” better15.6
Further details β€” not scored
Size60 MB30 MB
Age rating17+17+
DeveloperCITYGATECBI Digital Media Limited

In-app purchases

None

Empire Trust

No in-app purchases

None

CBIMonie

No in-app purchases

Questions

Is Empire Trust free?
Empire Trust is free to download, with no in-app purchases.
Is CBIMonie free?
CBIMonie is free to download, with no in-app purchases.
Do Empire Trust or CBIMonie have ads?
Neither Empire Trust nor CBIMonie shows ads.
Which is updated more often, Empire Trust or CBIMonie?
Empire Trust ships an update fortnightly, and CBIMonie every 5 weeks. Most recently, Empire Trust was updated on October 30, 2026 and CBIMonie on October 28, 2026.

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