Comparison

Habit Fund vs Habit Comp

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Habit Fund

Features
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HabitFund: Where Personal Growth Meets Social Value. HabitFund helps you internalize daily routines until they become a core part of your identity. By assigning tangible value to your habits and accumulating them, we empower your path to both self-improvement and mental well-being through the power of giving.

About

Habit Comp

Features
Read full description

Compete β†’ Complete β†’ Get comped. Habit Comp is a habit tracker that keeps score in money. You decide what each habit is worth, check it off when it is done, and the earnings pile into a balance that is yours to cash out. Every week is a round against the best week you have ever had. EVERY WEEK IS A ROUND Today leads with what this week has earned and how far it is from your best finished week. Seven dots for the seven days, and one line for today: what you have earned, and what is still to earn. PUT A PRICE ON EVERY HABIT Daily, weekly or monthly. Worth money, worth points, or simply tracked. Measured habits ("30 pages", "64 fl oz"), a timer for anything counted in minutes, limits you stay under ("at most two coffees"), and slip-ups that cost you. Caps keep the week inside the allowance you set. CHECKS ITSELF OFF FROM APPLE HEALTH Steps, exercise minutes, workouts, water, protein, sleep and mindful minutes can check a habit off for you. Log water or a meditation here and it can be saved into Apple Health too, and it is never counted twice. COMPETE WITH FRIENDS Join a comp: a coach sets the habits and the points, everybody links the habits they already keep, and the same check-ins score the board. Points are points, never money. Weekly standings, a final result, and a record of every rule change for everyone to read. CONSEQUENCES YOU OWE YOURSELF Miss the workout, owe fifty crunches. A penalty is work, not money. The app keeps the ledger of what is owed and what you have paid off. BADGES, RECORDS AND RECAPS Streaks counted in a habit's own period, personal records, a trophy case, and a recap of the week that only says what is true. ON YOUR WRIST AND YOUR HOME SCREEN An Apple Watch app with a press that records the habit, a home-screen widget with the week's grid, a watch complication with today's count, and a Live Activity for a running timer with Pause and Resume on the lock screen. YOUR MONEY STAYS YOURS Habit Comp never connects to a bank and never moves money. It keeps the score; you pay yourself from money you already have and write it down. Every amount is a signed, permanent ledger entry, so the balance can never drift from its history. Free to use. Sign up with an email address, and your habits, your week and your earnings stay in step across your iPhone, iPad and the web.

Screenshots

Habit Fund4 screens
Habit Comp4 screens

Verdict

The call

The clearest difference is in-app purchases: Habit Comp at none against Habit Fund's 3. Habit Comp also leads on device support (4 vs 1) and iOS requirement (15.0 vs 17.6). Habit Fund's advantage is update cadence (daily vs every 2 weeks). On price and ads there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Habit Fund sells 3 one-off in-app purchases. Habit Comp asks for nothing beyond the download.

UpkeepUpdate frequency

Habit Fund ships an update daily, Habit Comp every 2 weeks. The most recent releases landed on October 24, 2026 and October 29, 2026 respectively.

Scorecard4 real differences Β· 2 level
Habit Fund versus Habit Comp: the parameters behind the verdict, then further details
ParameterHabit FundHabit Comp
PriceFreeFree
Update frequencyDaily β€” betterEvery 2 weeks
AdsNoNo
In-app purchasesYesNo β€” better
DevicesiPhoneiPhone, iPad, iPod, Apple Watch β€” better
Requires iOS17.615.0 β€” better
Further details β€” not scored
Size7 MB28 MB
Age rating4+12+
DeveloperFoolishMind.devSotoprograming, LLC

In-app purchases

3 purchases

Habit Fund

One-time3
  • Small Tip (Coffee)$0.99
  • Medium Tip (Lunch)$4.99
  • Large Tip (Motivation)$9.99
None

Habit Comp

No in-app purchases

Questions

Is Habit Fund free?
Habit Fund is free to download, with in-app purchases available.
Is Habit Comp free?
Habit Comp is free to download, with no in-app purchases.
Do Habit Fund or Habit Comp have ads?
Neither Habit Fund nor Habit Comp shows ads.
Which is updated more often, Habit Fund or Habit Comp?
Habit Fund ships an update daily, and Habit Comp every 2 weeks. Most recently, Habit Fund was updated on October 24, 2026 and Habit Comp on October 29, 2026.

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