Expense Tracker vs Debt & IOU Tracker
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Expense Tracker
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Meet Bubu, your personal finance assistant! Managing your income, expenses, and budget has never been easier. Bubu analyzes your spending, identifies saving opportunities, and helps you reach your financial goals. It offers personalized tips and guides you through your financial decisions. Budbud is a powerful financial assistant app that makes managing your personal finances effortless. KEY FEATURES: Expense Tracking: Organize and track your daily, weekly, and monthly expenses by category. Payment & Receivable Reminders: Never miss a payment, never forget what you're owed! Get timely notifications. Account Overview: Track all your bank accounts, credit cards, debts, and receivables in one place. Financial Analysis: Analyze your income and expenses with detailed charts and reports. Download now and take control of your finances!
Debt & IOU Tracker
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Who owes you, and who do you owe? Keep every debt and loan in one place, see your net balance at a glance, and track payments and due dates with ease. Money lent to a friend, family IOUs, rent, shop tabs: all organized, clear and free of confusion. FEATURES β’ Per-person debts and loans with automatic net balance β’ Partial payments and payment history β’ Installment plans: down payment plus 2-36 installments β’ Due dates, per-entry payment reminders and a weekly summary notification β’ Per-entry currency: lira, dollar, euro, pound and 9 more currencies, plus gram, quarter, half and full gold. No exchange rates are applied; each currency keeps its own total β’ Books: Personal, Family and Business books are ready to use β’ Payment method: cash, card, bank transfer, cheque, promissory note β’ Collection Center: today, next 7 days, next 30 days and overdue entries on one screen β’ Export the whole ledger as CSV/Excel β’ Share a balance via WhatsApp, pick people from Contacts β’ App lock with Face ID / Touch ID β’ Home Screen and Lock Screen widgets β’ iCloud backup: if you turn it on, your ledger is backed up to iCloud and comes back on your new device PREMIUM β’ Unlimited entries and installment plans (the free version holds 10 entries) β’ PDF account statement and per-person CSV/Excel β’ Attach receipt and transfer photos β’ Personal SMS / WhatsApp reminder messages β’ 30-day due-date flow, overdue aging and period report in the Collection Center β’ Create your own books (Shop, Roommates...) β’ Monthly recurring entries: rent, fees and allowance are added automatically Premium is available as a weekly, monthly or yearly subscription, or as a one-time Lifetime purchase. PRIVACY: No account needed. Your entries are kept on your device; if you turn on iCloud backup they are backed up to your own iCloud account. Receipt photos stay on your device only. Subscriptions renew automatically at the end of each period; cancel any time in your Apple Account settings. The Lifetime purchase is a one-time payment and does not renew. Support: dijitalpilot.com TERMS AND PRIVACY Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://dijitalpilot.com/privacy
Screenshots
Verdict
The clearest difference is ads: Debt & IOU Tracker at none against Expense Tracker's shown. Debt & IOU Tracker also leads on update cadence (every 4 days vs every 2 months). Expense Tracker's advantage is device support (3 vs 1) and iOS requirement (13.0 vs 17.0). On price and in-app purchases there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Expense Tracker sells 1 one-off in-app purchase and Debt & IOU Tracker sells 4 in-app purchases, starting at $9.99 per 7 days. Whichever you choose, the download price is not the number that matters.
Expense Tracker ships an update every 2 months, Debt & IOU Tracker every 4 days. The most recent releases landed on October 18, 2026 and October 24, 2026 respectively.
| Parameter | Expense Tracker | Debt & IOU Tracker |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 months | Every 4 days β better |
| Ads | Yes | No β better |
| In-app purchases | Yes | Yes |
| Devices | iPhone, iPad, iPod β better | iPhone |
| Requires iOS | 13.0 β better | 17.0 |
| Further details β not scored | ||
| Size | 45 MB | 16 MB |
| Age rating | 4+ | 4+ |
| Developer | Kenan Basarangil | DIJITAL PILOT REKLAM SANAYI TICARET LIMITED SIRKETI |
In-app purchases
Expense Tracker
- Remove Ads$3.99
Debt & IOU Tracker
- Weekly Premium$9.997 Days
- Monthly Premium$19.991 Month
- Yearly Premium3 Days trial$39.991 Year
- Lifetime Premium$39.99
Questions
Is Expense Tracker free?
Is Debt & IOU Tracker free?
Do Expense Tracker or Debt & IOU Tracker have ads?
Which is updated more often, Expense Tracker or Debt & IOU Tracker?
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