Comparison

Customer Tracker vs Debt & IOU Tracker

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Customer Tracker

Features
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Ledgerly is the simplest way for small businesses and individuals to track customer credit, payments, and reminders β€” without dealing with complex accounting software. Add a customer in seconds, record what they owe you or what you owe them, and see the net balance instantly. Send a friendly WhatsApp reminder when a payment is due, then share a clean PDF or Excel statement with one tap. KEY FEATURES β€’ Customer ledger β€” track receivables and payables per customer β€’ Quick add from Contacts β€” import customers in seconds β€’ Transaction history β€” date, amount, and notes for every entry β€’ Payment reminders β€” local notifications, never miss a collection date β€’ WhatsApp messaging β€” personalized templates, one-tap send β€’ PDF & Excel reports β€” per-customer statements or full ledger β€’ Multi-currency β€” TRY, USD, EUR, GBP and more β€’ Customer location β€” save a map pin, get directions β€’ Dashboard β€” receivables, payables, and upcoming reminders at a glance β€’ Backup & restore β€” JSON export on any device β€’ Light & dark themes β€” clean, distraction-free design β€’ Multilingual β€” English, Turkish, German, French, Spanish, and more WHO IT'S FOR Small shop owners, tradespeople, service businesses, freelancers, and anyone who lends or extends credit to customers and friends. If you've been juggling notebooks, spreadsheets, or sticky notes, Ledgerly turns that mess into a single clear ledger. SUBSCRIPTION Premium features (creating customers, adding transactions, sending reminders, WhatsApp messaging, exports, and backup) require an auto-renewable subscription. Browsing existing data is always free. Your subscription auto-renews unless cancelled at least 24 hours before the end of the current period. You can manage or cancel anytime in your account settings. Privacy Policy: https://veresiye-krye.web.app/privacy Terms of Service: https://veresiye-krye.web.app/terms

About

Debt & IOU Tracker

Features
Read full description

Who owes you, and who do you owe? Keep every debt and loan in one place, see your net balance at a glance, and track payments and due dates with ease. Money lent to a friend, family IOUs, rent, shop tabs: all organized, clear and free of confusion. FEATURES β€’ Per-person debts and loans with automatic net balance β€’ Partial payments and payment history β€’ Installment plans: down payment plus 2-36 installments β€’ Due dates, per-entry payment reminders and a weekly summary notification β€’ Per-entry currency: lira, dollar, euro, pound and 9 more currencies, plus gram, quarter, half and full gold. No exchange rates are applied; each currency keeps its own total β€’ Books: Personal, Family and Business books are ready to use β€’ Payment method: cash, card, bank transfer, cheque, promissory note β€’ Collection Center: today, next 7 days, next 30 days and overdue entries on one screen β€’ Export the whole ledger as CSV/Excel β€’ Share a balance via WhatsApp, pick people from Contacts β€’ App lock with Face ID / Touch ID β€’ Home Screen and Lock Screen widgets β€’ iCloud backup: if you turn it on, your ledger is backed up to iCloud and comes back on your new device PREMIUM β€’ Unlimited entries and installment plans (the free version holds 10 entries) β€’ PDF account statement and per-person CSV/Excel β€’ Attach receipt and transfer photos β€’ Personal SMS / WhatsApp reminder messages β€’ 30-day due-date flow, overdue aging and period report in the Collection Center β€’ Create your own books (Shop, Roommates...) β€’ Monthly recurring entries: rent, fees and allowance are added automatically Premium is available as a weekly, monthly or yearly subscription, or as a one-time Lifetime purchase. PRIVACY: No account needed. Your entries are kept on your device; if you turn on iCloud backup they are backed up to your own iCloud account. Receipt photos stay on your device only. Subscriptions renew automatically at the end of each period; cancel any time in your Apple Account settings. The Lifetime purchase is a one-time payment and does not renew. Support: dijitalpilot.com TERMS AND PRIVACY Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://dijitalpilot.com/privacy

Screenshots

Customer Tracker4 screens
Debt & IOU Tracker4 screens

Verdict

The call

The clearest difference is device support: Customer Tracker at 3 against Debt & IOU Tracker's 1. Customer Tracker also leads on iOS requirement (13.0 vs 17.0). On price, ads and in-app purchases there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Customer Tracker sells 2 in-app purchases, starting at $6.99 per 7 days and Debt & IOU Tracker sells 4 in-app purchases, starting at $9.99 per 7 days. Whichever you choose, the download price is not the number that matters.

Scorecard2 real differences Β· 4 level
Customer Tracker versus Debt & IOU Tracker: the parameters behind the verdict, then further details
ParameterCustomer TrackerDebt & IOU Tracker
PriceFreeFree
Update frequencyβ€”Every 4 days
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPad, iPod β€” betteriPhone
Requires iOS13.0 β€” better17.0
Further details β€” not scored
Size92 MB16 MB
Age rating+124+
DeveloperTayyip GUZELDIJITAL PILOT REKLAM SANAYI TICARET LIMITED SIRKETI

In-app purchases

2 purchases

Customer Tracker

Subscriptions2
  • Ledgerly β€” Weekly$6.997 Days
  • Ledgerly β€” Yearly7 Days trial$39.991 Year
4 purchases

Debt & IOU Tracker

Subscriptions3
  • Weekly Premium$9.997 Days
  • Monthly Premium$19.991 Month
  • Yearly Premium3 Days trial$39.991 Year
One-time1
  • Lifetime Premium$39.99

Questions

Is Customer Tracker free?
Customer Tracker is free to download, with in-app purchases available.
Is Debt & IOU Tracker free?
Debt & IOU Tracker is free to download, with in-app purchases available.
Do Customer Tracker or Debt & IOU Tracker have ads?
Neither Customer Tracker nor Debt & IOU Tracker shows ads.

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