Payment Tracker vs Debt & IOU Tracker
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Payment Tracker
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Hesapsis is a practical customer account and bookkeeping app designed for merchants and small businesses. Easily track your customers' debts, receivables, collections and payments from a single place, and always see your balance up to date. WHAT CAN YOU DO? β’ Customer account tracking: Create debt, collection, receivable and payment records for every customer. β’ Automatic balance: The running balance is calculated automatically on every transaction, eliminating mistakes. β’ Credit ledger: Keep your credit (tab) sales organized and secure in digital form. β’ Multiple currencies: Manage your customers separately in different currencies. β’ Customer categories: Group your customers to keep your list tidy. β’ Quick actions: Add records in seconds with the keyboard-friendly quick action screen. β’ Multi-user access: Invite your team with owner, admin, editor and viewer roles. β’ Real-time sync: All your devices and team members stay up to date at all times. WHO IS IT FOR? Ideal for merchants, small businesses, wholesalers, freelancers and anyone who tracks customer-based debts and receivables. With Hesapsis, leave paper ledgers behind and carry your business's financial tracking in your pocket. Privacy Policy: https://hesapsis.yazilimsalcozumler.com/privacy-policy.html Terms of Use (EULA): https://hesapsis.yazilimsalcozumler.com/terms.html
Debt & IOU Tracker
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Who owes you, and who do you owe? Keep every debt and loan in one place, see your net balance at a glance, and track payments and due dates with ease. Money lent to a friend, family IOUs, rent, shop tabs: all organized, clear and free of confusion. FEATURES β’ Per-person debts and loans with automatic net balance β’ Partial payments and payment history β’ Installment plans: down payment plus 2-36 installments β’ Due dates, per-entry payment reminders and a weekly summary notification β’ Per-entry currency: lira, dollar, euro, pound and 9 more currencies, plus gram, quarter, half and full gold. No exchange rates are applied; each currency keeps its own total β’ Books: Personal, Family and Business books are ready to use β’ Payment method: cash, card, bank transfer, cheque, promissory note β’ Collection Center: today, next 7 days, next 30 days and overdue entries on one screen β’ Export the whole ledger as CSV/Excel β’ Share a balance via WhatsApp, pick people from Contacts β’ App lock with Face ID / Touch ID β’ Home Screen and Lock Screen widgets β’ iCloud backup: if you turn it on, your ledger is backed up to iCloud and comes back on your new device PREMIUM β’ Unlimited entries and installment plans (the free version holds 10 entries) β’ PDF account statement and per-person CSV/Excel β’ Attach receipt and transfer photos β’ Personal SMS / WhatsApp reminder messages β’ 30-day due-date flow, overdue aging and period report in the Collection Center β’ Create your own books (Shop, Roommates...) β’ Monthly recurring entries: rent, fees and allowance are added automatically Premium is available as a weekly, monthly or yearly subscription, or as a one-time Lifetime purchase. PRIVACY: No account needed. Your entries are kept on your device; if you turn on iCloud backup they are backed up to your own iCloud account. Receipt photos stay on your device only. Subscriptions renew automatically at the end of each period; cancel any time in your Apple Account settings. The Lifetime purchase is a one-time payment and does not renew. Support: dijitalpilot.com TERMS AND PRIVACY Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://dijitalpilot.com/privacy
Screenshots
Verdict
The clearest difference is ads: Debt & IOU Tracker at none against Payment Tracker's shown. Debt & IOU Tracker also leads on update cadence (every 4 days vs every 10 days). Payment Tracker's advantage is device support (3 vs 1) and iOS requirement (13.0 vs 17.0). On price and in-app purchases there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Payment Tracker sells 3 one-off in-app purchases and Debt & IOU Tracker sells 4 in-app purchases, starting at $9.99 per 7 days. Whichever you choose, the download price is not the number that matters.
Payment Tracker ships an update every 10 days, Debt & IOU Tracker every 4 days. Both last shipped on October 31, 2026.
| Parameter | Payment Tracker | Debt & IOU Tracker |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 10 days | Every 4 days β better |
| Ads | Yes | No β better |
| In-app purchases | Yes | Yes |
| Devices | iPhone, iPad, iPod β better | iPhone |
| Requires iOS | 13.0 β better | 17.0 |
| Further details β not scored | ||
| Size | 60 MB | 17 MB |
| Age rating | 4+ | 4+ |
| Developer | Mehmet Demir | DIJITAL PILOT REKLAM SANAYI TICARET LIMITED SIRKETI |
In-app purchases
Payment Tracker
- Hesapsis 1-Month License$4.99
- Hesapsis 6-Month License$24.99
- Hesapsis 1-Year License$49.99
Debt & IOU Tracker
- Weekly Premium$9.997 Days
- Monthly Premium$19.991 Month
- Yearly Premium3 Days trial$39.991 Year
- Lifetime Premium$39.99
Questions
Is Payment Tracker free?
Is Debt & IOU Tracker free?
Do Payment Tracker or Debt & IOU Tracker have ads?
Which is updated more often, Payment Tracker or Debt & IOU Tracker?
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