Comparison

Payment Tracker vs Debt & IOU Tracker

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Payment Tracker

Features
Read full description

Hesapsis is a practical customer account and bookkeeping app designed for merchants and small businesses. Easily track your customers' debts, receivables, collections and payments from a single place, and always see your balance up to date. WHAT CAN YOU DO? β€’ Customer account tracking: Create debt, collection, receivable and payment records for every customer. β€’ Automatic balance: The running balance is calculated automatically on every transaction, eliminating mistakes. β€’ Credit ledger: Keep your credit (tab) sales organized and secure in digital form. β€’ Multiple currencies: Manage your customers separately in different currencies. β€’ Customer categories: Group your customers to keep your list tidy. β€’ Quick actions: Add records in seconds with the keyboard-friendly quick action screen. β€’ Multi-user access: Invite your team with owner, admin, editor and viewer roles. β€’ Real-time sync: All your devices and team members stay up to date at all times. WHO IS IT FOR? Ideal for merchants, small businesses, wholesalers, freelancers and anyone who tracks customer-based debts and receivables. With Hesapsis, leave paper ledgers behind and carry your business's financial tracking in your pocket. Privacy Policy: https://hesapsis.yazilimsalcozumler.com/privacy-policy.html Terms of Use (EULA): https://hesapsis.yazilimsalcozumler.com/terms.html

About

Debt & IOU Tracker

Features
Read full description

Who owes you, and who do you owe? Keep every debt and loan in one place, see your net balance at a glance, and track payments and due dates with ease. Money lent to a friend, family IOUs, rent, shop tabs: all organized, clear and free of confusion. FEATURES β€’ Per-person debts and loans with automatic net balance β€’ Partial payments and payment history β€’ Installment plans: down payment plus 2-36 installments β€’ Due dates, per-entry payment reminders and a weekly summary notification β€’ Per-entry currency: lira, dollar, euro, pound and 9 more currencies, plus gram, quarter, half and full gold. No exchange rates are applied; each currency keeps its own total β€’ Books: Personal, Family and Business books are ready to use β€’ Payment method: cash, card, bank transfer, cheque, promissory note β€’ Collection Center: today, next 7 days, next 30 days and overdue entries on one screen β€’ Export the whole ledger as CSV/Excel β€’ Share a balance via WhatsApp, pick people from Contacts β€’ App lock with Face ID / Touch ID β€’ Home Screen and Lock Screen widgets β€’ iCloud backup: if you turn it on, your ledger is backed up to iCloud and comes back on your new device PREMIUM β€’ Unlimited entries and installment plans (the free version holds 10 entries) β€’ PDF account statement and per-person CSV/Excel β€’ Attach receipt and transfer photos β€’ Personal SMS / WhatsApp reminder messages β€’ 30-day due-date flow, overdue aging and period report in the Collection Center β€’ Create your own books (Shop, Roommates...) β€’ Monthly recurring entries: rent, fees and allowance are added automatically Premium is available as a weekly, monthly or yearly subscription, or as a one-time Lifetime purchase. PRIVACY: No account needed. Your entries are kept on your device; if you turn on iCloud backup they are backed up to your own iCloud account. Receipt photos stay on your device only. Subscriptions renew automatically at the end of each period; cancel any time in your Apple Account settings. The Lifetime purchase is a one-time payment and does not renew. Support: dijitalpilot.com TERMS AND PRIVACY Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://dijitalpilot.com/privacy

Screenshots

Payment Tracker4 screens
Debt & IOU Tracker4 screens

Verdict

The call

The clearest difference is ads: Debt & IOU Tracker at none against Payment Tracker's shown. Debt & IOU Tracker also leads on update cadence (every 4 days vs every 10 days). Payment Tracker's advantage is device support (3 vs 1) and iOS requirement (13.0 vs 17.0). On price and in-app purchases there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Payment Tracker sells 3 one-off in-app purchases and Debt & IOU Tracker sells 4 in-app purchases, starting at $9.99 per 7 days. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Payment Tracker ships an update every 10 days, Debt & IOU Tracker every 4 days. Both last shipped on October 31, 2026.

Scorecard4 real differences Β· 2 level
Payment Tracker versus Debt & IOU Tracker: the parameters behind the verdict, then further details
ParameterPayment TrackerDebt & IOU Tracker
PriceFreeFree
Update frequencyEvery 10 daysEvery 4 days β€” better
AdsYesNo β€” better
In-app purchasesYesYes
DevicesiPhone, iPad, iPod β€” betteriPhone
Requires iOS13.0 β€” better17.0
Further details β€” not scored
Size60 MB17 MB
Age rating4+4+
DeveloperMehmet DemirDIJITAL PILOT REKLAM SANAYI TICARET LIMITED SIRKETI

In-app purchases

3 purchases

Payment Tracker

One-time3
  • Hesapsis 1-Month License$4.99
  • Hesapsis 6-Month License$24.99
  • Hesapsis 1-Year License$49.99
4 purchases

Debt & IOU Tracker

Subscriptions3
  • Weekly Premium$9.997 Days
  • Monthly Premium$19.991 Month
  • Yearly Premium3 Days trial$39.991 Year
One-time1
  • Lifetime Premium$39.99

Questions

Is Payment Tracker free?
Payment Tracker is free to download, with in-app purchases available.
Is Debt & IOU Tracker free?
Debt & IOU Tracker is free to download, with in-app purchases available.
Do Payment Tracker or Debt & IOU Tracker have ads?
Payment Tracker shows ads; Debt & IOU Tracker does not.
Which is updated more often, Payment Tracker or Debt & IOU Tracker?
Payment Tracker ships an update every 10 days, and Debt & IOU Tracker every 4 days. Most recently, Payment Tracker was updated on October 31, 2026 and Debt & IOU Tracker on October 31, 2026.

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