BuddySplit vs Simply MF
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
BuddySplit
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HOW BUDDYSPLIT WORKS CREATE GROUPS IN SECONDS Set up a group for any shared expense scenario. Choose a name, select a category (Trip, Event, House, Utility, or Other), pick your currency, and add a custom photo. Whether it's a weekend getaway, monthly rent, or a dinner party, get started in seconds. INVITE MEMBERS YOUR WAY Share your group using a secure 6-digit code, QR code scan, or shareable deep link. Members join instantly and all expenses sync in real-time. You can even add placeholder members for people who haven't joined yet - they'll automatically inherit their expenses when they sign up with the same email. ADD EXPENSES WITH FLEXIBILITY Record who paid and choose how to split the cost with four powerful splitting methods: - Equal Split - Divide evenly among selected members - Unequal Split - Set custom dollar amounts for each person - Percentage Split - Allocate by percentage (e.g., 60/40) - Share Split - Divide by ratios (e.g., 2:1:1 shares) AUTOMATIC BALANCE CALCULATION BuddySplit continuously calculates who owes what using smart debt optimization algorithms. Instead of tracking every individual transaction, our system simplifies debts to minimize the number of payments needed. View balances at a glance with clear debtor/creditor relationships and real-time updates. TRACK SPENDING & ANALYTICS Access comprehensive spending insights with member-specific breakdowns. View total group spending, see what you've paid versus your share, analyze individual contributions, and filter by time periods (All Time, Monthly, or custom ranges). The Member Balance Dashboard shows exactly where everyone stands financially. RECORD PAYMENTS & SETTLE UP When someone pays their share, record it with payment method, date, and optional notes. BuddySplit includes smart overpayment warnings to prevent mistakes and lets you edit or delete payment history if needed. Watch balances update automatically as debts are settled.
Simply MF
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Simplify your mutual fund investments with ease and confidence. Our app is designed to make investing smarter, faster, and hassle-freeβwhether youβre a beginner or a seasoned investor. Key Features: - Invest in Top Mutual Funds: Explore and invest across equity, debt, hybrid, and tax-saving mutual funds from leading AMCs. - Smart Fund Analysis: Access detailed insights, risk metrics, and past performance to make informed investment decisions. - SIP & Lumpsum Investments: Start SIPs or invest in lumpsum with just a few taps. - Track Your Portfolio: Real-time tracking of NAVs, performance charts, and transaction history. - Secure & Paperless: Complete your KYC and start investing securely with full compliance. - Reminders & Insights: Get SIP reminders, fund recommendations Built for simplicity, designed for growth - our app helps you stay on top of your investments without the clutter.
Screenshots
Verdict
The clearest difference is update cadence: BuddySplit at every 2 days against Simply MF's every 8 days. Simply MF's advantage is device support (3 vs 1). On price, ads, in-app purchases and iOS requirement there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
BuddySplit ships an update every 2 days, Simply MF every 8 days. The most recent releases landed on October 1, 2026 and September 23, 2026 respectively.
| Parameter | BuddySplit | Simply MF |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 days β better | Every 8 days |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone | iPhone, iPad, iPod β better |
| Requires iOS | 16.0 | 15.1 β better |
| Further details β not scored | ||
| Size | 19 MB | 13 MB |
| Age rating | 4+ | 4+ |
| Developer | Simon Malih | Betalectic |
In-app purchases
BuddySplit
No in-app purchases
Simply MF
No in-app purchases









