Kashpay vs ErcasPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Kashpay
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Kaspay provides easy access to personal banking solutions that enables people to send and receive money instantly, pay bills with ease and purchase airtime credit easily. Kashpay is the best banking solution for your banking needs. Enjoy instant transfers, receive money, send money, buy airtime and data, pay for cable subscription and Electricity
ErcasPay
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ErcasPay: The Smarter Way to Power Your Business Payments ErcasPay is a versatile payment solution designed to empower businesses of all sizes to accept and manage payments with ease. Whether you’re just starting out or already operating at scale, ErcasPay gives you the tools to move forward—locally and internationally. One Platform, Endless Possibilities From managing local and international payments to offering flexible checkout experiences and generating virtual accounts, ErcasPay brings everything together in one seamless mobile app. Reach Customers Anywhere Accept payments from across the globe. ErcasPay supports multiple currencies and international channels, so your business isn’t limited by borders. Payment Flexibility That Works for Everyone Let your customers choose how they want to pay: Card Payments (Visa, Mastercard, Verve) Bank Transfers Virtual Accounts USSD QR Codes And more These options help you reduce checkout friction and keep your customers moving smoothly through the payment process. Quick & Simple Onboarding Get started without the hassle. Sign up in minutes, upload your business documents, and start accepting payments—all without the usual paperwork delays. Support That’s Always On Have questions? Need help? Our customer support team is available 24/7 to assist you—from setup through growth. Built for Now and What’s Next ErcasPay adapts as your business evolves. Whether you're processing your first transaction or handling thousands, the platform scales to support your next move. Why Businesses Choose ErcasPay Quick and simple 5-minute onboarding Local and international payment support Virtual account generation Secure, licensed, and fully compliant 24/7 human support Intuitive mobile experience Designed for every stage of your business Get Started Take control of your business payments today. Download the ErcasPay mobile app and discover a secure, reliable, and flexible way to accept payments—anytime, anywhere. ErcasPay – A payment solution that meets you where you are, and helps take you where you want to go.
Screenshots
Verdict
The clearest difference is ads: Kashpay at none against ErcasPay's shown. ErcasPay's advantage is update cadence (monthly vs every 9 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Kashpay ships an update every 9 months, ErcasPay monthly. Both last shipped on October 3, 2026.
| Parameter | Kashpay | ErcasPay |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 9 months | Monthly — better |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 13.0 | 13.0 |
| Further details — not scored | ||
| Size | 32 MB | 32 MB |
| Age rating | 4+ | 17+ |
| Developer | Cashbridge Microfinance Bank | CreditAssist Investment Limited |
In-app purchases
Kashpay
No in-app purchases
ErcasPay
No in-app purchases









