Comparison

Kashpay vs KoinSave

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Kashpay

This app offers a convenient way to manage personal finances. It allows for instant money transfers, bill payments, and airtime purchases. Experience seamless banking solutions for everyday financial needs.

Highlights
  • Instant money sending and receiving
  • Easy bill payments
  • Airtime and data purchases
  • Cable subscription payments
  • Electricity bill payments
Features
Read full description

Kaspay provides easy access to personal banking solutions that enables people to send and receive money instantly, pay bills with ease and purchase airtime credit easily. Kashpay is the best banking solution for your banking needs. Enjoy instant transfers, receive money, send money, buy airtime and data, pay for cable subscription and Electricity

About

KoinSave

This finance app offers tools to grow savings and protect money from inflation. It provides secure USD-backed options and a straightforward way to manage funds for various financial goals. Build your financial future with confidence using modern saving methods.

Highlights
  • Save smarter
  • Protect money from inflation
  • Grow savings
  • USD-backed saving options
  • Fast signup
  • Strong security
Features
Read full description

KoinSave helps you save smarter by protecting your money from inflation and giving you simple tools to grow your savings. With fast signup, easy deposits, USD-backed saving options, and strong security through trusted partners, KoinSave makes it easy to manage your money with confidence. Whether you’re saving for goals, emergencies, or long-term plans, KoinSave gives you a safe and modern way to build your financial future.

Screenshots

Kashpay4 screens
KoinSave4 screens

Verdict

The call

The clearest difference is update cadence: KoinSave at every 5 days against Kashpay's every 9 months. Kashpay's advantage is iOS requirement (13.0 vs 15.5). On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Kashpay against 5.0 for KoinSave. Both are backed by a comparable volume of ratings — 1 and 2 respectively.

UpkeepUpdate frequency

Kashpay ships an update every 9 months, KoinSave every 5 days. The most recent releases landed on October 28, 2026 and October 30, 2026 respectively.

Scorecard2 real differences · 7 level
Kashpay versus KoinSave: the parameters behind the verdict, then further details
ParameterKashpayKoinSave
PriceFreeFree
Rating5.0 (1 ratings)5.0 (2 ratings)
Number of ratings12 — better
Update frequencyEvery 9 monthsEvery 5 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS13.0 — better15.5
Further details — not scored
Size32 MB54 MB
Age rating4+17+
DeveloperCashbridge Microfinance BankKoinSave Technologies Limited

In-app purchases

None

Kashpay

No in-app purchases

None

KoinSave

No in-app purchases

Questions

Is Kashpay free?
Kashpay is free to download, with no in-app purchases.
Is KoinSave free?
KoinSave is free to download, with no in-app purchases.
Which has better reviews, Kashpay or KoinSave?
Kashpay and KoinSave are both rated 5.0 out of 5 on the App Store, from 1 and 2 ratings respectively.
Do Kashpay or KoinSave have ads?
Neither Kashpay nor KoinSave shows ads.
Which is updated more often, Kashpay or KoinSave?
Kashpay ships an update every 9 months, and KoinSave every 5 days. Most recently, Kashpay was updated on October 28, 2026 and KoinSave on October 30, 2026.

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